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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO QQQ TRUST, SERIES TRUST UNIT SER 1 46090E103   5,223,219 8,700 SH   DFND 1 8,700 0 0
ISHARES CORE US AGGREGATE BOND ETF CORE US AG 464287226   89,396,735 891,738 SH   DFND 1 891,738 0 0
ISHARES IBOXX $ HIGH YIELD CORPORA IBOXX HI Y 464288513   4,911,995 60,500 SH   DFND 1 60,500 0 0
ISHARES MSCI EAFE ETF MSCI EAFE 464287465   10,863,319 116,347 SH   DFND 1 116,347 0 0
ISHARES MSCI EMERGING MARKETS ETF MSCI EMG M 464287234   10,812,325 202,478 SH   DFND 1 202,478 0 0
ISHARES RUSSELL ETF RUSSELL 20 464287655   29,360,636 121,345 SH   DFND 1 121,345 0 0
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEN 808524797   5,200,650 190,500 SH   DFND 1 190,500 0 0
SPDR S&P ETF TRUST TR UNIT 78462F103   126,490,261 189,874 SH   DFND 1 189,874 0 0
VANGUARD LONG-TERM BOND INDEX FUND LONG TERM 921937793   42,453,887 599,208 SH   DFND 1 599,208 0 0
VANGUARD SHORT-TERM CORPORATE BOND SHRT TRM C 92206C409   8,314,239 104,019 SH   DFND 1 104,019 0 0
VANGUARD SHORT-TERM TREASURY INDEX SHORT TERM 92206C102   8,274,310 140,600 SH   DFND 1 140,600 0 0