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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO QQQ TRUST, SERIES TRUST UNIT SER 1 46090E103   4,907,808 9,600 SH   DFND 1 0 9,600 0
ISHARES CORE US AGGREGATE BOND ETF CORE US AG 464287226   45,029,721 464,703 SH   DFND 1 0 464,703 0
ISHARES MSCI EMERGING MARKETS ETF MSCI EMG M 464287234   7,520,407 179,828 SH   DFND 1 0 179,828 0
ISHARES MSCI EAFE ETF MSCI EAFE 464287465   8,308,934 109,892 SH   DFND 1 0 109,892 0
ISHARES RUSSELL ETF RUSSELL 20 464287655   29,628,305 134,089 SH   DFND 1 0 134,089 0
ISHARES IBOXX $ HIGH YIELD CORPORA IBOXX HI Y 464288513   5,920,221 75,273 SH   DFND 1 0 75,273 0
ISHARES BROAD USD INVESTMENT GRADE USD INV GR 464288620   29,090,399 578,568 SH   DFND 1 0 578,568 0
SPDR S&P ETF TRUST TR UNIT 78462F103   114,842,962 195,951 SH   DFND 1 0 195,951 0
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEN 808524797   4,917,600 180,000 SH   DFND 1 0 180,000 0
VANGUARD EXTENDED DURATION TREASUR EXTENDED D 921910709   2,093,699 30,917 SH   DFND 1 0 30,917 0