Regulatory Requirements And Capital Ratios (Tables)

12 Months Ended

Dec. 31, 2024


December 31, 2024	Actual				Minimum Required - Basel III				Required to be Considered Well Capitalized
	Capital Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio

CET 1 Capital
City Holding Company	$	688,707	16.5	%	$	291,989	7.0	%	$	271,133	6.5	%
City National Bank	563,301		13.6	%	291,068		7.0	%	270,277		6.5	%
Tier 1 Capital
City Holding Company	688,707		16.5	%	354,558		8.5	%	333,702		8.0	%
City National Bank	563,301		13.6	%	353,439		8.5	%	332,649		8.0	%
Total Capital
City Holding Company	709,820		17.0	%	437,983		10.5	%	417,127		10.0	%
City National Bank	584,415		14.1	%	436,602		10.5	%	415,811		10.0	%
Tier 1 Leverage Ratio
City Holding Company	688,707		10.6	%	259,325		4.0	%	324,156		5.0	%
City National Bank	563,301		8.7	%	258,477		4.0	%	323,096		5.0	%


December 31, 2023:	Actual				Minimum Required - Basel III				Required to be Considered Well Capitalized
	Capital Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio

CET 1 Capital
City Holding Company	$	627,579	15.7	%	$	279,768	7.0	%	$	259,875	6.5	%
City National Bank	549,031		13.8	%	278,692		7.0	%	258,785		6.5	%
Tier 1 Capital
City Holding Company	627,579		15.7	%	339,718		8.5	%	319,735		8.0	%
City National Bank	549,031		13.8	%	338,412		8.5	%	318,505		8.0	%
Total Capital
City Holding Company	648,646		16.2	%	419,652		10.5	%	399,669		10.0	%
City National Bank	570,099		14.3	%	418,038		10.5	%	398,131		10.0	%
Tier 1 Leverage Ratio
City Holding Company	627,579		10.2	%	245,468		4.0	%	306,835		5.0	%
City National Bank	549,031		8.9	%	245,587		4.0	%	306,984		5.0	%