Loans (Tables)

12 Months Ended

Dec. 31, 2020

Loans and Leases Receivable Disclosure [Abstract]

Summary Of Major Classifications For Loans

The following summarizes the Company’s major classifications for loans (in thousands):

	December 31, 2020		December 31, 2019
Commercial and industrial	$	372,989	$	308,015
1-4 Family	109,812		N/R
Hotels	294,464		N/R
Multi-family	215,671		N/R
Non Residential Non-Owner Occupied	641,351		N/R
Non Residential Owner Occupied	213,484		N/R
Commercial real estate	1,474,782		1,459,737
Residential real estate	1,587,694		1,640,396
Home equity	136,469		148,928
Consumer	47,688		54,263
DDA overdrafts	2,497		4,760
Gross loans	3,622,119		3,616,099
Allowance for credit losses	(24,549)		(11,589)
Net loans	$	3,597,570	$	3,604,510
Construction loans included in:
Residential real estate	$	27,078	$	29,033
Commercial real estate	40,449		64,049
N/R = Not reported. Results for reporting periods beginning after January 1, 2020 are presented under ASC 326, while prior period amounts continue to be reported in accordance with previously applicable GAAP.