The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A COMMON STOCK G1151C101 118 1,126 SH   SOLE   1,126 0 0
DELPHI AUTOMOTIVE PLC SHS COMMON STOCK G27823106 4 46 SH   SOLE   46 0 0
ENSCO PLC SHS CLASS A COMMON STOCK G3157S106 1 45 SH   SOLE   45 0 0
INGERSOLL-RAND PLC SHS COMMON STOCK G47791101 574 10,382 SH   SOLE   10,332 0 50
INTERNATIONAL GAME TECHNOLOGSHS USD COMMON STOCK G4863A108 3 181 SH   SOLE   181 0 0
INVESCO LTD SHS COMMON STOCK G491BT108 37 1,095 SH   SOLE   1,095 0 0
MEDTRONIC PLC SHS COMMON STOCK G5960L103 865 11,250 SH   SOLE   11,150 100 0
MEDTRONIC PLC SHS COMMON STOCK G5960L103 8 100 SH   DFND   100 0 0
NOBLE CORP PLC SHS USD COMMON STOCK G65431101 1 100 SH   SOLE   100 0 0
PENTAIR PLC SHS COMMON STOCK G7S00T104 3 51 SH   SOLE   51 0 0
TYCO INTL PLC SHS COMMON STOCK G91442106 7 225 SH   SOLE   225 0 0
ACE LTD SHS COMMON STOCK H0023R105 22 185 SH   SOLE   185 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - FOREIGN EQUITIES N53745100 43 499 SH   SOLE   499 0 0
MYLAN N V SHS EURO COMMON STOCK N59465109 178 3,300 SH   SOLE   3,300 0 0
NXP SEMICONDUCTORS N V COM COMMON STOCK N6596X109 3 32 SH   SOLE   32 0 0
ROYAL CARIBBEAN CRUISES LTD COM COMMON STOCK V7780T103 1 42 SH   SOLE   42 0 0
TEEKAY LNG PARTNERS L P PRTNRSP UNITS COMMON STOCK Y8564M105 16 1,246 SH   SOLE   1,246 0 0
AFLAC INC COM COMMON STOCK 001055102 995 16,613 SH   SOLE   16,363 0 250
AGCO CORP COM COMMON STOCK 001084102 6 116 SH   SOLE   116 0 0
ALPS ETF TR ALERIAN MLP MISC. 00162Q866 24 1,975 SH   SOLE   1,975 0 0
AT&T INC COMMON STOCK 00206R102 3,187 92,647 SH   SOLE   91,772 600 275
AT&T INC COMMON STOCK 00206R102 52 1,500 SH   DFND   1,100 400 0
ABBOTT LABS COM COMMON STOCK 002824100 1,527 34,019 SH   SOLE   33,669 200 150
ABBOTT LABS COM COMMON STOCK 002824100 4 100 SH   DFND   100 0 0
ABBVIE INC COM COMMON STOCK 00287Y109 2,062 34,802 SH   SOLE   34,152 400 250
ABBVIE INC COM COMMON STOCK 00287Y109 6 100 SH   DFND   100 0 0
ADOBE SYS INC COM COMMON STOCK 00724F101 19 200 SH   SOLE   200 0 0
AETNA INC COMMON STOCK 00817Y108 218 2,020 SH   SOLE   2,020 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 3 22 SH   SOLE   22 0 0
ALCOA INC COM COMMON STOCK 013817101 25 2,500 SH   SOLE   2,500 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS COMMON STOCK 01609W102 2 29 SH   SOLE   29 0 0
ALLIANT ENERGY CORP COM COMMON STOCK 018802108 12 200 SH   SOLE   200 0 0
ALLIANCEBERNSTEIN HOLDING LPUNIT LTD PARTN COMMON STOCK 01881G106 24 1,000 SH   SOLE   1,000 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 12 200 SH   SOLE   200 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 363 478 SH   SOLE   478 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 287 369 SH   SOLE   369 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 2,187 37,584 SH   SOLE   37,434 0 150
ALTRIA GROUP INC COMMON STOCK 02209S103 70 1,200 SH   DFND   1,200 0 0
AMAZON COM INC COM COMMON STOCK 023135106 169 250 SH   SOLE   250 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS FOREIGN EQUITIES 02364W105 6 418 SH   SOLE   418 0 0
AMERICAN AIRLS GROUP INC COM COMMON STOCK 02376R102 275 6,500 SH   SOLE   6,500 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 513 8,804 SH   SOLE   8,804 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 114 1,646 SH   SOLE   1,646 0 0
AMERICAN INTL GROUP INC COM NEW COMMON STOCK 026874784 72 1,165 SH   SOLE   1,165 0 0
AMERICAN STS WTR CO COM COMMON STOCK 029899101 50 1,200 SH   SOLE   1,200 0 0
AMGEN INC COM COMMON STOCK 031162100 1,777 10,947 SH   SOLE   10,847 100 0
AMGEN INC COM COMMON STOCK 031162100 16 100 SH   DFND   100 0 0
ANADARKO PETE CORP COM COMMON STOCK 032511107 1 25 SH   SOLE   25 0 0
ANALOG DEVICES INC COM COMMON STOCK 032654105 13 235 SH   SOLE   235 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR FOREIGN EQUITIES 03524A108 16 130 SH   SOLE   130 0 0
ANNALY MTG MGMT INC COM REIT 035710409 183 19,550 SH   SOLE   19,050 0 500
ANNALY MTG MGMT INC COM REIT 035710409 7 700 SH   DFND   700 0 0
ANTHEM INC COM COMMON STOCK 036752103 227 1,630 SH   SOLE   1,630 0 0
APPLE INC COM COMMON STOCK 037833100 3,291 31,269 SH   SOLE   31,269 0 0
APPLIED MATLS INC COM COMMON STOCK 038222105 13 700 SH   SOLE   700 0 0
AQUA AMERICA INC COM COMMON STOCK 03836W103 115 3,862 SH   SOLE   3,862 0 0
ARCH COAL INC COM NEW COMMON STOCK 039380308 0 100 SH   SOLE   100 0 0
ARCHER DANIELS MIDLAND COMMON STOCK 039483102 42 1,150 SH   SOLE   1,150 0 0
ASHLAND INC NEW COM COMMON STOCK 044209104 233 2,271 SH   SOLE   2,271 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 2,116 24,971 SH   SOLE   24,871 100 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 8 100 SH   DFND   100 0 0
AUTOZONE INC COM COMMON STOCK 053332102 19 25 SH   SOLE   25 0 0
BB&T CORP COM COMMON STOCK 054937107 1,826 48,295 SH   SOLE   48,095 0 200
BB&T CORP COM COMMON STOCK 054937107 8 200 SH   DFND   200 0 0
BCE INC COM NEW COMMON STOCK 05534B760 62 1,602 SH   SOLE   1,602 0 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 805 25,757 SH   SOLE   25,632 125 0
BNC BANCORP COM COMMON STOCK 05566T101 18 695 SH   SOLE   695 0 0
BAIDU INC SPON ADR REP A FOREIGN EQUITIES 056752108 36 190 SH   SOLE   190 0 0
BAKER HUGHES INC COMMON STOCK 057224107 731 15,848 SH   SOLE   15,848 0 0
BALL CORP COM COMMON STOCK 058498106 43 598 SH   SOLE   598 0 0
BANK OF AMERICA CORPORATION COM COMMON STOCK 060505104 552 32,824 SH   SOLE   32,824 0 0
BANK OF NEW YORK MELLON CORPCOM COMMON STOCK 064058100 1,027 24,911 SH   SOLE   24,911 0 0
BANK NOVA SCOTIA HALIFAX COM COMMON STOCK 064149107 12 300 SH   SOLE   300 0 0
BANKUNITED INC COM COMMON STOCK 06652K103 2 48 SH   SOLE   48 0 0
BARCLAY'S BANK PFD NON COM ADR PERPETUAL 6.625% PREFERRED STOCK 06739F390 22 850 SH   SOLE   850 0 0
BARCLAYS BANK PLC PFD NON- CUM 7.10%* PREFERRED STOCK 06739H776 200 7,700 SH   SOLE   7,700 0 0
BARRICK GOLD CORP COM FOREIGN EQUITIES 067901108 1 185 SH   SOLE   185 0 0
BAXALTA INC COM COMMON STOCK 07177M103 817 20,937 SH   SOLE   20,662 150 125
BAXTER INTL INC COM COMMON STOCK 071813109 839 21,987 SH   SOLE   21,712 150 125
BECTON DICKINSON & CO COM COMMON STOCK 075887109 1,186 7,696 SH   SOLE   7,646 0 50
BERKSHIRE HATHAWAY INC DEL CL A COMMON STOCK 084670108 396 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COMMON STOCK 084670702 205 1,554 SH   SOLE   1,554 0 0
BEST BUY COMMON STOCK 086516101 30 1,000 SH   SOLE   1,000 0 0
BIOGEN IDEC INC COM COMMON STOCK 09062X103 86 281 SH   SOLE   281 0 0
BLACKROCK INC COM COMMON STOCK 09247X101 21 63 SH   SOLE   63 0 0
BLACKROCK TAX MUNICPAL BD TRSHS MUTUAL FUNDS-FIXED INCOME 09248X100 9 453 SH   SOLE   453 0 0
BLACKROCK LTD DURATION INC TCOM SHS MUTUAL FUNDS-EQUITIES 09249W101 44 3,035 SH   SOLE   3,035 0 0
BLACKROCK ENHANCED EQT DIV TCOM MUTUAL FUNDS-EQUITIES 09251A104 88 11,585 SH   SOLE   11,585 0 0
BLACKSTONE GROUP L P COM UNIT LTD COMMON STOCK 09253U108 2 85 SH   SOLE   85 0 0
BLACKROCK MUNIYIELD INVST FD MUTUAL FUNDS-FIXED INCOME 09254R104 20 1,292 SH   SOLE   1,292 0 0
BLACKROCK MUN TARGET TERM TR MUTUAL FUNDS-NON TAX 09257P105 217 10,072 SH   SOLE   10,072 0 0
BOB EVANS FARMS INC COM COMMON STOCK 096761101 56 1,438 SH   SOLE   1,438 0 0
BOEING CO COM COMMON STOCK 097023105 235 1,625 SH   SOLE   1,625 0 0
BOEING CO COM COMMON STOCK 097023105 25 175 SH   DFND   0 175 0
BORGWARNER INC COM COMMON STOCK 099724106 11 250 SH   SOLE   250 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 1,376 20,001 SH   SOLE   19,701 100 200
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 21 300 SH   DFND   300 0 0
BROADCOM CORP CL A COMMON STOCK 111320107 20 350 SH   SOLE   350 0 0
BROOKFIELD ASSET MANGEMENT COMMON STOCK 112585104 4 126 SH   SOLE   126 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN COMMON STOCK 118230101 53 800 SH   SOLE   800 0 0
CBS CORP NEW CL B COMMON STOCK 124857202 5 124 SH   SOLE   124 0 0
CECO ENVIRONMENTAL CORP COM COMMON STOCK 125141101 11 1,457 SH   SOLE   1,457 0 0
CSX CORP COM COMMON STOCK 126408103 1,135 43,724 SH   SOLE   43,374 0 350
CVS HEALTH CORP COM COMMON STOCK 126650100 1,096 11,209 SH   SOLE   11,209 0 0
CALIFORNIA WTR SVC GROUP COMMON STOCK 130788102 23 1,000 SH   SOLE   1,000 0 0
CALLON PETE CO DEL COM COMMON STOCK 13123X102 3 300 SH   SOLE   300 0 0
CAMDEN PROPERTY TRUST REIT SBI COMMON STOCK 133131102 77 1,000 SH   SOLE   1,000 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 1,420 27,021 SH   SOLE   26,821 200 0
CANADIAN NATL RY CO COM COMMON STOCK 136375102 65 1,163 SH   SOLE   1,163 0 0
CAPITAL ONE FINL CORP COM COMMON STOCK 14040H105 10 134 SH   SOLE   134 0 0
CARDINAL HEALTH INC COM COMMON STOCK 14149Y108 163 1,825 SH   SOLE   1,825 0 0
CARE CAP PPTYS INC COM COMMON STOCK 141624106 0 11 SH   SOLE   11 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 1,187 17,466 SH   SOLE   17,331 50 85
CELGENE CORP COM COMMON STOCK 151020104 193 1,615 SH   SOLE   1,615 0 0
CENTENE CORP DEL COM COMMON STOCK 15135B101 9 142 SH   SOLE   142 0 0
CENTURYLINK INC COM COMMON STOCK 156700106 1,350 53,669 SH   SOLE   53,469 200 0
CENTURYLINK INC COM COMMON STOCK 156700106 13 500 SH   DFND   500 0 0
CERNER CORP COM COMMON STOCK 156782104 15 250 SH   SOLE   250 0 0
CHEMOURS CO COM COMMON STOCK 163851108 0 15 SH   SOLE   15 0 0
CHEMTURA CORP COM NEW COMMON STOCK 163893209 0 11 SH   SOLE   11 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 1,828 20,325 SH   SOLE   20,230 60 35
CHICAGO BRIDGE & IRON CO N VCOM FOREIGN EQUITIES 167250109 151 3,884 SH   SOLE   3,884 0 0
CHICO'S FAS INC COMMON STOCK 168615102 6 500 SH   SOLE   500 0 0
CHUBB CORP COM COMMON STOCK 171232101 90 681 SH   SOLE   681 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 2,265 83,413 SH   SOLE   82,813 200 400
CISCO SYS INC COM COMMON STOCK 17275R102 8 300 SH   DFND   300 0 0
CITIGROUP INC COM NEW COMMON STOCK 172967424 85 1,640 SH   SOLE   1,640 0 0
CITY HLDG CO COM COMMON STOCK 177835105 18,091 396,471 SH   SOLE   390,143 6,221 107
CITY OFFICE REIT INC COM REIT 178587101 11 871 SH   SOLE   871 0 0
COACH INC COM COMMON STOCK 189754104 216 6,600 SH   SOLE   6,600 0 0
COCA COLA CO COM COMMON STOCK 191216100 3,493 81,337 SH   SOLE   80,537 375 425
COHEN & STEERS REIT & PFD INCOME FUND INC. REIT 19247X100 26 1,429 SH   SOLE   1,429 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 1,426 21,404 SH   SOLE   21,404 0 0
COLUMBIA PIPELINE GROUP INC COM COMMON STOCK 198280109 8 410 SH   SOLE   410 0 0
COMCAST CORPORTATION (NEW) COMMON STOCK 20030N101 123 2,172 SH   SOLE   2,172 0 0
COMMUNITY HEALTH SYS INC NEWCOM COMMON STOCK 203668108 1 54 SH   SOLE   54 0 0
COMMUNITY HEALTH SYS INC NEWRIGHT 99/99/9999 WARRANTS & RIGHTS 203668116 1 800 SH   SOLE   800 0 0
CONAGRA FOODS INC COM COMMON STOCK 205887102 802 19,032 SH   SOLE   18,632 0 400
CONOCOPHILLIPS COM COMMON STOCK 20825C104 1,676 35,905 SH   SOLE   35,670 110 125
CONOCOPHILLIPS COM COMMON STOCK 20825C104 9 200 SH   DFND   200 0 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 1,093 17,007 SH   SOLE   16,957 50 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 39 600 SH   DFND   400 200 0
CORENERGY INFRASTRUCTURE TR COM NEW COMMON STOCK 21870U502 7 452 SH   SOLE   452 0 0
CORNING INC COM COMMON STOCK 219350105 171 9,338 SH   SOLE   9,338 0 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105 59 366 SH   SOLE   366 0 0
CRACKER BARREL OLD CTRY STORCOM COMMON STOCK 22410J106 63 500 SH   SOLE   500 0 0
CROWN CASTLE INTL CORP NEW COM COMMON STOCK 22822V101 2 22 SH   SOLE   22 0 0
CROWN HOLDINGS INC COM COMMON STOCK 228368106 200 3,935 SH   SOLE   3,935 0 0
CUMMINS INC COM COMMON STOCK 231021106 455 5,167 SH   SOLE   5,167 0 0
DBX ETF TR XTRAK MSCI EAFE MUTUAL FUNDS-EQUITIES 233051200 175 6,439 SH   SOLE   6,439 0 0
DBX ETF TR DB XTR MSCI EUR CLOSED-END EQUITY FUNDS 233051853 5 209 SH   SOLE   209 0 0
D R HORTON INC COM COMMON STOCK 23331A109 12 375 SH   SOLE   375 0 0
DTE ENERGY CO COM COMMON STOCK 233331107 707 8,819 SH   SOLE   8,819 0 0
DANAHER CORP COMMON STOCK 235851102 14 150 SH   SOLE   150 0 0
DARLING INGREDIENTS INC COM COMMON STOCK 237266101 3 302 SH   SOLE   302 0 0
DEERE & CO COM COMMON STOCK 244199105 1,413 18,525 SH   SOLE   18,400 0 125
DEVON ENERGY CORP NEW COM COMMON STOCK 25179M103 27 840 SH   SOLE   840 0 0
DIAGEO P L C SPON ADR NEW FOREIGN EQUITIES 25243Q205 49 450 SH   SOLE   450 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 1,145 10,899 SH   SOLE   10,899 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 21 200 SH   DFND   0 200 0
DOLLAR GEN CORP NEW COM COMMON STOCK 256677105 1,004 13,974 SH   SOLE   13,774 100 100
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 1,438 21,269 SH   SOLE   21,219 0 50
DOW CHEM CO COM COMMON STOCK 260543103 170 3,305 SH   SOLE   3,305 0 0
DU PONT E I DE NEMOURS & CO COM COMMON STOCK 263534109 2,255 33,865 SH   SOLE   33,465 325 75
DU PONT E I DE NEMOURS & CO COM COMMON STOCK 263534109 23 350 SH   DFND   0 350 0
DUKE ENERGY CORP NEW COM NEW COMMON STOCK 26441C204 1,181 16,549 SH   SOLE   16,375 174 0
E M C CORP MASS COM COMMON STOCK 268648102 563 21,923 SH   SOLE   21,923 0 0
EOG RES INC COM COMMON STOCK 26875P101 22 306 SH   SOLE   306 0 0
EATON VANCE MUNI INCOME TRUSSH BEN INT MUTUAL FUNDS-FIXED INCOME 27826U108 5 350 SH   SOLE   350 0 0
EATON VANCE ENH EQTY INC FD COM MUTUAL FUNDS-EQUITIES 278277108 17 1,260 SH   SOLE   1,260 0 0
EATON VANCE TAX MGD DIV EQUITY INCOME FUND CLOSED-END EQUITY FUNDS 27828N102 35 3,164 SH   SOLE   3,164 0 0
EATON VANCE TAX ADVANTAGED GLOBAL DIVID INCOME MUTUAL FUNDS-INTL FIXED INCOME 27828S101 32 2,065 SH   SOLE   2,065 0 0
EATON VANCE TX MGD GL BUY WROPPORTUNITIES FD CLOSED-END EQUITY FUNDS 27829C105 4 400 SH   SOLE   400 0 0
EATON VANCE TAX MGD GLBL DIV EQUITY INCOME FD CLOSED-END EQUITY FUNDS 27829F108 7 820 SH   SOLE   820 0 0
EATON VANCE RISK MGD DIVER EQUITY INCOME FUND CLOSED-END EQUITY FUNDS 27829G106 29 2,894 SH   SOLE   2,894 0 0
EBAY INC COMMON STOCK 278642103 27 999 SH   SOLE   999 0 0
EDISON INTL COM COMMON STOCK 281020107 41 690 SH   SOLE   690 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 1,435 30,012 SH   SOLE   29,687 50 275
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN COMMON STOCK 29273R109 19 568 SH   SOLE   568 0 0
ENERGY TRANSFER EQUITY L P COM UT LTD PTN COMMON STOCK 29273V100 27 1,972 SH   SOLE   1,972 0 0
ENTERGY CORP NEW COM COMMON STOCK 29364G103 14 200 SH   SOLE   200 0 0
ENZO BIOCHEM INC COM COMMON STOCK 294100102 1 120 SH   SOLE   120 0 0
EQUINIX INC COM PAR $0.001 COMMON STOCK 29444U700 74 245 SH   SOLE   245 0 0
EQUITY RESIDENTIAL SH BEN INT COMMON STOCK 29476L107 4 51 SH   SOLE   51 0 0
EVERSOURCE ENERGY COM COMMON STOCK 30040W108 33 647 SH   SOLE   647 0 0
EXELON CORP COM COMMON STOCK 30161N101 360 12,959 SH   SOLE   12,859 100 0
EXPRESS SCRIPTS HLDG CO COM COMMON STOCK 30219G108 82 935 SH   SOLE   935 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 3,302 42,364 SH   SOLE   41,879 200 285
EXXON MOBIL CORP COM COMMON STOCK 30231G102 31 400 SH   DFND   200 200 0
FACEBOOK INC CL A COMMON STOCK 30303M102 228 2,178 SH   SOLE   2,178 0 0
FASTENAL CO COM COMMON STOCK 311900104 12 282 SH   SOLE   282 0 0
FEDEX CORP COM COMMON STOCK 31428X106 56 375 SH   SOLE   375 0 0
FIFTH THIRD BANCORP COM COMMON STOCK 316773100 60 3,166 SH   SOLE   3,166 0 0
FIRST CMNTY BANCSHARES INC NCOM COMMON STOCK 31983A103 10 525 SH   SOLE   525 0 0
FIRST TR INTER DUR PFD & IN COM PREFERRED STOCK 33718W103 30 1,405 SH   SOLE   0 1,405 0
FIRST TR ENERGY INCOME & GRWCOM MUTUAL FUNDS-FIXED INCOME 33738G104 5 204 SH   SOLE   204 0 0
FIRST UNITED CORP COM COMMON STOCK 33741H107 6 500 SH   SOLE   500 0 0
FIRSTENERGY CORP COM COMMON STOCK 337932107 129 4,079 SH   SOLE   4,079 0 0
FLOUR CORP NEW COM COMMON STOCK 343412102 5 102 SH   SOLE   102 0 0
FLOWSERVE CORP COM COMMON STOCK 34354P105 3 61 SH   SOLE   61 0 0
FOOT LOCKER INC COM COMMON STOCK 344849104 591 9,075 SH   SOLE   9,075 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 123 8,708 SH   SOLE   8,708 0 0
FRANKLIN RES INC COM COMMON STOCK 354613101 8 210 SH   SOLE   210 0 0
FRANKLIN UNVL TR SH BEN INT COMMON STOCK 355145103 0 8 SH   SOLE   8 0 0
FREEPORT-MCMORAN COPPER & GOLD INC CL B COMMON STOCK 35671D857 1 100 SH   SOLE   100 0 0
FRONTIER COMMUNICATIONS CORPCOM COMMON STOCK 35906A108 4 831 SH   SOLE   831 0 0
GSV CAP CORP COM COMMON STOCK 36191J101 3 300 SH   SOLE   300 0 0
GABELLI EQUITY TR INC COM MUTUAL FUNDS-EQUITIES 362397101 16 3,030 SH   SOLE   3,030 0 0
GABELLI UTIL TR COM MUTUAL FUNDS-EQUITIES 36240A101 2 303 SH   SOLE   303 0 0
GABELLI HLTHCARE & WELLNESS SHS MUTUAL FUNDS-EQUITIES 36246K103 2 151 SH   SOLE   151 0 0
GALLAGHER ARTHUR J & CO COM COMMON STOCK 363576109 52 1,274 SH   SOLE   1,274 0 0
GANNETT CO INC COM COMMON STOCK 36473H104 4 250 SH   SOLE   250 0 0
GENERAL DYNAMICS CORP COM COMMON STOCK 369550108 162 1,176 SH   SOLE   1,176 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 3,681 118,202 SH   SOLE   117,027 650 525
GENERAL ELEC CO COM COMMON STOCK 369604103 45 1,450 SH   DFND   450 1,000 0
GENERAL MILLS INC COMMON STOCK 370334104 2,155 37,389 SH   SOLE   36,739 525 125
GENERAL MTRS CO COM COMMON STOCK 37045V100 4 125 SH   SOLE   125 0 0
GENUINE PARTS CO COM COMMON STOCK 372460105 1,253 14,584 SH   SOLE   14,584 0 0
GILEAD SCIENCES INC COM COMMON STOCK 375558103 687 6,793 SH   SOLE   6,793 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 1,285 31,847 SH   SOLE   31,122 550 175
GOLDCORP INC NEW COM COMMON STOCK 380956409 1 99 SH   SOLE   99 0 0
GOLDMAN SACHS GROUP INC COM COMMON STOCK 38141G104 118 657 SH   SOLE   657 0 0
GOLDMAN SACHS MLP INC OPP FDCOM SHS COMMON STOCK 38147W103 1 103 SH   SOLE   0 103 0
GREAT PLAINS ENERGY INC COM COMMON STOCK 391164100 16 600 SH   SOLE   600 0 0
GREENHAVEN CONT CMDTY INDEX UNIT BEN INT COMMODITIES 395258106 6 325 SH   SOLE   325 0 0
HCA HOLDINGS INC COM COMMON STOCK 40412C101 2 31 SH   SOLE   31 0 0
HP INC COM COMMON STOCK 40434L105 185 15,658 SH   SOLE   15,658 0 0
HALLIBURTON CO COM COMMON STOCK 406216101 41 1,213 SH   SOLE   1,213 0 0
HALYARD HEALTH INC COM COMMON STOCK 40650V100 0 12 SH   SOLE   12 0 0
HANCOCK JOHN PFD INCOME FD SH BEN INT MUTUAL FUNDS-FIXED INCOME 41013W108 40 2,000 SH   SOLE   2,000 0 0
HANESBRANDS INC COM COMMON STOCK 410345102 6 245 SH   SOLE   245 0 0
HARLEY DAVIDSON INC COM COMMON STOCK 412822108 15 320 SH   SOLE   320 0 0
HARRIS CORP DEL COM COMMON STOCK 413875105 1 15 SH   SOLE   15 0 0
HEMISPHERX BIOPHARMA INC COM COMMON STOCK 42366C103 0 5,000 SH   SOLE   5,000 0 0
HERSHEY CO COM COMMON STOCK 427866108 8 86 SH   SOLE   86 0 0
HEWLETT PACKARD ENTERPRISE CCOM COMMON STOCK 42824C109 238 15,658 SH   SOLE   15,658 0 0
HILTON WORLDWIDE HLDGS INC COM COMMON STOCK 43300A104 1 63 SH   SOLE   63 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 1,409 10,655 SH   SOLE   10,555 0 100
HONEYWELL INTL INC COM COMMON STOCK 438516106 351 3,391 SH   SOLE   3,391 0 0
HUNTINGTON BANCSHARES INC COM COMMON STOCK 446150104 136 12,267 SH   SOLE   12,267 0 0
ITT CORP NEW COM NEW COMMON STOCK 450911201 3 75 SH   SOLE   75 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 727 7,849 SH   SOLE   7,849 0 0
IMATION CORP COM COMMON STOCK 45245A107 0 48 SH   SOLE   48 0 0
INTEL CORP COM COMMON STOCK 458140100 2,859 83,002 SH   SOLE   82,102 300 600
INTERDIGITAL INC COM COMMON STOCK 45867G101 306 6,247 SH   SOLE   6,247 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 2,087 15,162 SH   SOLE   15,062 100 0
INTL PAPER CO COM COMMON STOCK 460146103 19 500 SH   SOLE   500 0 0
INVESCO HIGH INCOME TR II COM MUTUAL FUNDS-FIXED INCOME 46131F101 5 420 SH   SOLE   420 0 0
ISHARES SILVER TRUST ISHARES COMMODITIES 46428Q109 22 1,700 SH   SOLE   1,700 0 0
ISHARES GOLD TRUST ISHARES MISC. 464285105 21 2,100 SH   SOLE   2,100 0 0
ISHARES MSCI FRNTR100ETF CLOSED-END EQUITY FUNDS 464286145 1 31 SH   SOLE   31 0 0
EFT ISHARES INC MSCI GLOBAL AGRICULTURE PRODUCER COMMODITIES 464286350 12 550 SH   SOLE   550 0 0
ISHARES INC MSCI CDA INDEX MUTUAL FUNDS-INTERNATIONAL EQT 464286509 32 1,500 SH   SOLE   1,500 0 0
ISHARES INC MSCI EMU INDEX MUTUAL FUNDS-INTERNATIONAL EQT 464286608 46 1,300 SH   SOLE   1,300 0 0
ISHARES INC MSCI PAC J IDX MUTUAL FUNDS-INTERNATIONAL EQT 464286665 56 1,472 SH   SOLE   1,472 0 0
ISHARES INC MSCI SINGAPORE MUTUAL FUNDS-INTERNATIONAL EQT 464286673 26 2,500 SH   SOLE   2,500 0 0
ISHARES INC MSCI SWITZERLD MUTUAL FUNDS-INTERNATIONAL EQT 464286749 28 900 SH   SOLE   900 0 0
ISHARES INC MSCI JAPAN MUTUAL FUNDS-INTERNATIONAL EQT 464286848 127 10,455 SH   SOLE   10,455 0 0
ISHARES INC MSCI HONG KONG MUTUAL FUNDS-INTERNATIONAL EQT 464286871 40 2,000 SH   SOLE   2,000 0 0
I SHARES SELECT DIVIDEND INDEX MUTUAL FUNDS-LARGE CAP 464287168 495 6,590 SH   SOLE   6,465 0 125
ISHARES BARCLAYS TIP BOND FUND MUTUAL FUNDS-FIXED INCOME 464287176 73 666 SH   SOLE   666 0 0
ISHARES CORE TOTAL US BOND MARKET ETF MUTUAL FUNDS-FIXED INCOME 464287226 29 267 SH   SOLE   267 0 0
ISHARES TR INDEX MSCI EMERG MKT MUTUAL FUNDS-INTERNATIONAL EQT 464287234 597 18,562 SH   SOLE   18,562 0 0
ISHARES TR INDEX MSCI EMERG MKT MUTUAL FUNDS-INTERNATIONAL EQT 464287234 13 400 SH   DFND   400 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORP BD FD MUTUAL FUNDS-FIXED INCOME 464287242 614 5,385 SH   SOLE   5,385 0 0
ETF I-SHARES TRUST EAFE INDEX FUND MUTUAL FUNDS-INTERNATIONAL EQT 464287465 1,522 25,920 SH   SOLE   25,820 0 100
ETF I-SHARES TRUST EAFE INDEX FUND MUTUAL FUNDS-INTERNATIONAL EQT 464287465 18 300 SH   DFND   300 0 0
ISHARES TR RUSSELL MCP VL MUTUAL FUNDS-MID CAP 464287473 1,489 21,684 SH   SOLE   21,684 0 0
ISHARES TR RUSSELL MID CAP G MUTUAL FUNDS-MID CAP 464287481 21 230 SH   SOLE   230 0 0
I SHARES RUSSELL MID-CAP INDEX FD MUTUAL FUNDS-MID CAP 464287499 1,601 9,994 SH   SOLE   9,954 0 40
ISHARES CORE S&P MID-CAP EFT MUTUAL FUNDS-MID CAP 464287507 432 3,102 SH   SOLE   3,102 0 0
ISHARES TR RUS 1000 VAL ETF MUTUAL FUNDS-LARGE CAP 464287598 31 312 SH   SOLE   312 0 0
ISHARES S&P MIDCAP 400 GROWTH INDEX FUND MUTUAL FUNDS-MID CAP 464287606 296 1,838 SH   SOLE   1,838 0 0
ISHARES TR RUSSELL1000GRW MUTUAL FUNDS-EQUITIES 464287614 430 4,326 SH   SOLE   4,326 0 0
ISHARES TR INDEX RUSL 2000 VALU MUTUAL FUNDS-SMALL CAP 464287630 1,350 14,686 SH   SOLE   14,686 0 0
ISHARES TR RUSL 2000 GROW COMMON STOCK 464287648 8 57 SH   SOLE   57 0 0
I SHARES RUSSELL 2000 INDEX FD MUTUAL FUNDS-SMALL CAP 464287655 1,165 10,346 SH   SOLE   10,276 0 70
ISHARES S&P MIDCAP 400 VALUE INDEX FUND MUTUAL FUNDS-MID CAP 464287705 94 798 SH   SOLE   798 0 0
ISHARES TR U.S. REAL ES ETF REIT 464287739 468 6,230 SH   SOLE   6,230 0 0
ISHARES TR DJ US ENERGY COMMON STOCK 464287796 10 300 SH   SOLE   300 0 0
ISHARES CORE S&P SMALL CAP ETF MUTUAL FUNDS-SMALL CAP 464287804 214 1,945 SH   SOLE   1,945 0 0
ISHARES S&P SMALL CAP 600 VALUE INDEX FUND MUTUAL FUNDS-SMALL CAP 464287879 414 3,828 SH   SOLE   3,828 0 0
ISHARES S&P SMALL CAP 600 GROWTH INDEX FUND MUTUAL FUNDS-SMALL CAP 464287887 276 2,218 SH   SOLE   2,218 0 0
ETF ISHARES JPM USD EM MUTUAL FUNDS-INTL FIXED INCOME 464288281 74 695 SH   SOLE   695 0 0
ISHARES NAT AMT FREE BD MUTUAL FUNDS-FIXED INCOME 464288414 283 2,556 SH   SOLE   2,556 0 0
ISHARES TRUSTIBOXX HIGHYIELDCORPORATE BOND MUTUAL FUND-FIXED INC HIGH YLD 464288513 79 983 SH   SOLE   983 0 0
ISHARES TR CORE US CR BD MUTUAL FUNDS-EQUITIES 464288620 24 226 SH   SOLE   226 0 0
ETF ISHARES 1-3 YEAR CCREDIT BOND FUND MUTUAL FUNDS-FIXED INCOME 464288646 3 25 SH   SOLE   25 0 0
ISHARES TR US PFD STK IDX PREFERRED STOCK 464288687 992 25,540 SH   SOLE   25,540 0 0
ISHARES TR US PFD STK IDX PREFERRED STOCK 464288687 8 200 SH   DFND   200 0 0
ISHARES EAFE VALUE ETF MUTUAL FUNDS-INTERNATIONAL EQT 464288877 671 14,420 SH   SOLE   14,420 0 0
ISHARES INC CORE MSCI EMKT CLOSED-END EQUITY FUNDS 46434G103 1 20 SH   SOLE   20 0 0
ITC HLDGS CORP COM COMMON STOCK 465685105 2 50 SH   SOLE   50 0 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 1,360 20,607 SH   SOLE   20,532 0 75
JP MORGAN ALERIAN ENERGY MLPINDEX ETN COMMON STOCK 46625H365 136 4,683 SH   SOLE   4,683 0 0
JABIL CIRCUIT INC COM COMMON STOCK 466313103 15 625 SH   SOLE   625 0 0
JANUS CAP GROUP INC COM COMMON STOCK 47102X105 22 1,526 SH   SOLE   1,526 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 3,247 31,607 SH   SOLE   31,557 0 50
JOHNSON & JOHNSON COM COMMON STOCK 478160104 10 100 SH   DFND   100 0 0
JOHNSON CTLS INC COM COMMON STOCK 478366107 659 16,699 SH   SOLE   16,524 100 75
JUNIPER NETWORKS INC COM COMMON STOCK 48203R104 19 680 SH   SOLE   680 0 0
KANSAS CITY SOUTHERN COM NEW COMMON STOCK 485170302 7 100 SH   SOLE   100 0 0
KAYNE ANDERSON ENRGY TTL RT FD MUTUAL FUNDS-EQUITIES 48660P104 4 500 SH   SOLE   500 0 0
CEF KAYNE ANDERSON MLP INVESTMENT CO CLOSED-END EQUITY FUNDS 486606106 6 367 SH   SOLE   367 0 0
KELLOGG CO COM COMMON STOCK 487836108 1,888 26,125 SH   SOLE   25,825 250 50
KIMBERLY-CLARK CORP COMMON STOCK 494368103 63 497 SH   SOLE   497 0 0
KINDER MORGAN INC DEL COM COMMON STOCK 49456B101 115 7,737 SH   SOLE   7,737 0 0
KOHLS CORP COM COMMON STOCK 500255104 1,036 21,755 SH   SOLE   21,655 0 100
KRAFT HEINZ CO COM COMMON STOCK 500754106 221 3,035 SH   SOLE   3,035 0 0
KROGER CO COM COMMON STOCK 501044101 75 1,790 SH   SOLE   1,790 0 0
L BRANDS INC COM COMMON STOCK 501797104 128 1,331 SH   SOLE   1,331 0 0
L-3 COMMUNICATIONS HLDGS INCCOM COMMON STOCK 502424104 869 7,271 SH   SOLE   7,271 0 0
LAUDER ESTEE COS INC CL A COMMON STOCK 518439104 1 22 SH   SOLE   22 0 0
LEGGETT & PLATT INC COM COMMON STOCK 524660107 45 1,075 SH   SOLE   1,075 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 1,818 21,582 SH   SOLE   21,382 100 100
LILLY ELI & CO COM COMMON STOCK 532457108 51 600 SH   DFND   600 0 0
LINCOLN NATL CORP IND COM COMMON STOCK 534187109 3 53 SH   SOLE   53 0 0
LINDSAY CORP COM COMMON STOCK 535555106 9 125 SH   SOLE   125 0 0
LINN ENERGY LLC UNIT LTD LIAB COMMON STOCK 536020100 2 1,450 SH   SOLE   0 1,450 0
LIVE NATION INC COMMON STOCK 538034109 0 12 SH   SOLE   12 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 132 606 SH   SOLE   606 0 0
LOWES COS INC COM COMMON STOCK 548661107 3,011 39,600 SH   SOLE   38,950 475 175
LOWES COS INC COM COMMON STOCK 548661107 23 300 SH   DFND   300 0 0
MDU RESOURCES GROUP COMMON STOCK 552690109 588 32,098 SH   SOLE   31,748 150 200
MACYS INC COM COMMON STOCK 55616P104 6 158 SH   SOLE   158 0 0
MANPOWERGROUP INC COM COMMON STOCK 56418H100 8 100 SH   SOLE   100 0 0
MARATHON OIL CORP COMMON STOCK 565849106 241 19,146 SH   SOLE   18,846 0 300
MARATHON PETE CORP COM COMMON STOCK 56585A102 34 650 SH   SOLE   650 0 0
MARKET VECTORS ETF TR MKTVEC INTMUETF MUTUAL FUNDS-FIXED INCOME 57060U845 50 2,105 SH   SOLE   2,105 0 0
MASTERCARD INC CL A COMMON STOCK 57636Q104 880 9,043 SH   SOLE   8,878 0 165
MATTEL INC COM COMMON STOCK 577081102 1 50 SH   SOLE   50 0 0
MAXIM INTERGRATED PRODS INC COM COMMON STOCK 57772K101 16 430 SH   SOLE   430 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 2,289 19,376 SH   SOLE   19,176 0 200
MCKESSON CORP COM COMMON STOCK 58155Q103 2 9 SH   SOLE   9 0 0
MERCK & CO INC NEW COM COMMON STOCK 58933Y105 200 3,795 SH   SOLE   3,795 0 0
MET LIFE COMMON STOCK COMMON STOCK 59156R108 56 1,164 SH   SOLE   1,164 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 2,894 52,176 SH   SOLE   51,776 200 200
MICROSOFT CORP COM COMMON STOCK 594918104 17 300 SH   DFND   300 0 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 1,503 32,290 SH   SOLE   32,015 175 100
MICRON TECHNOLOGY INC COM COMMON STOCK 595112103 1 100 SH   SOLE   100 0 0
MIDDLEBY CORP COM COMMON STOCK 596278101 2 17 SH   SOLE   17 0 0
MIDDLESEX WATER CO COM COMMON STOCK 596680108 66 2,500 SH   SOLE   2,500 0 0
MOLSON COORS BREWING CO CL B COMMON STOCK 60871R209 2 25 SH   SOLE   25 0 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 36 806 SH   SOLE   806 0 0
MONSANTO CO NEW COM COMMON STOCK 61166W101 24 245 SH   SOLE   245 0 0
MOODYS CORP COM COMMON STOCK 615369105 3 74 SH   SOLE   74 0 0
MORGAN STANLEY DEAN WITTER&CCOM NEW COMMON STOCK 617446448 6 200 SH   SOLE   200 0 0
NRG YIELD INC CL C COMMON STOCK 62942X405 2 141 SH   SOLE   141 0 0
NATIONAL GRID PLC SPON ADR NEW FOREIGN EQUITIES 636274300 4 62 SH   SOLE   62 0 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 8 249 SH   SOLE   249 0 0
NEW YORK CMNTY BANCORP INC COM COMMON STOCK 649445103 16 1,000 SH   DFND   1,000 0 0
NEWELL RUBBERMAID INC COM COMMON STOCK 651229106 7 157 SH   SOLE   157 0 0
NEWFIELD EXPL CO COM COMMON STOCK 651290108 3 102 SH   SOLE   102 0 0
NEXTERA ENERGY INC COM COMMON STOCK 65339F101 1,064 10,237 SH   SOLE   10,237 0 0
NIKE INC COMMON STOCK 654106103 140 2,232 SH   SOLE   2,232 0 0
NISOURCE INC COM COMMON STOCK 65473P105 8 410 SH   SOLE   410 0 0
NOBLE ENERGY INC COM COMMON STOCK 655044105 12 372 SH   SOLE   372 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 1,148 13,577 SH   SOLE   13,577 0 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109 94 1,093 SH   SOLE   1,093 0 0
NOW INC COM COMMON STOCK 67011P100 0 12 SH   SOLE   12 0 0
NUCOR CORP COM COMMON STOCK 670346105 36 885 SH   SOLE   885 0 0
NUSTAR ENERGY LP UNIT COM COMMON STOCK 67058H102 44 1,100 SH   SOLE   1,100 0 0
NUVEEN DIVID ADVANTAGE MUN FCOM MUTUAL FUNDS-EQUITIES 67066V101 7 500 SH   SOLE   500 0 0
NUVEEN NY DIVID ADVNTG MUN FCOM CLOSED-END EQUITY FUNDS 67066X107 29 2,060 SH   SOLE   2,060 0 0
NUVEEN INTER DURATION MN TMFCOM MUTUAL FUNDS-NON TAX 670671106 435 33,801 SH   SOLE   33,801 0 0
NUVEEN QUALITY PFD INCOME FD #3 PREFERRED STOCK 67072W101 38 4,500 SH   DFND   4,500 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 1,235 18,274 SH   SOLE   18,244 0 30
OMNICOM GROUP INC COM COMMON STOCK 681919106 77 1,020 SH   SOLE   1,020 0 0
ORACLE CORP COM COMMON STOCK 68389X105 643 17,619 SH   SOLE   17,619 0 0
PJT PARTNERS INC COM CL A COMMON STOCK 69343T107 0 2 SH   SOLE   2 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 17 175 SH   SOLE   175 0 0
PPG INDS INC COM COMMON STOCK 693506107 53 534 SH   SOLE   534 0 0
PPL CORP COM COMMON STOCK 69351T106 3 86 SH   SOLE   86 0 0
PARKER HANNIFIN CORP COM COMMON STOCK 701094104 47 483 SH   SOLE   483 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 36 999 SH   SOLE   999 0 0
PEABODY ENERGY CORP COM NEW COMMON STOCK 704549203 0 13 SH   SOLE   13 0 0
PEARSON PLC SPONSORED ADR COMMON STOCK 705015105 13 1,180 SH   SOLE   1,180 0 0
PENNEY J C INC COM COMMON STOCK 708160106 1 100 SH   SOLE   0 100 0
PEPSICO INC COM COMMON STOCK 713448108 2,351 23,524 SH   SOLE   23,524 0 0
PEPSICO INC COM COMMON STOCK 713448108 35 350 SH   DFND   100 250 0
PFIZER INC COM COMMON STOCK 717081103 1,513 46,875 SH   SOLE   46,675 200 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109 489 5,563 SH   SOLE   5,563 0 0
PHILLIPS 66 COM COMMON STOCK 718546104 1,157 14,149 SH   SOLE   13,989 60 100
PHILLIPS 66 COM COMMON STOCK 718546104 8 100 SH   DFND   100 0 0
PHYSICIANS RLTY TR COM REIT 71943U104 7 400 SH   SOLE   400 0 0
PIEDMONT NAT GAS INC COM COMMON STOCK 720186105 103 1,800 SH   SOLE   1,800 0 0
PIMCO MUN INCOME FD II COM MUTUAL FUNDS-FIXED INCOME 72200W106 57 4,537 SH   SOLE   4,537 0 0
PIMCO ETF TR 0-5 HIGH YIELD CLOSED-END EQUITY FUNDS 72201R783 9 100 SH   SOLE   100 0 0
PINNACLE WEST CAPITAL CORP COMMON STOCK 723484101 618 9,584 SH   SOLE   9,484 0 100
PLUM CREEK TIMBER CO INC COM COMMON STOCK 729251108 33 685 SH   SOLE   685 0 0
POTASH CORP OF SASKATCHEWAN INC COMMON STOCK 73755L107 15 881 SH   SOLE   881 0 0
POWERSHARES QQQ TRUST UNIT SER 1 COMMON STOCK 73935A104 163 1,455 SH   SOLE   1,455 0 0
POWERSHARES DYNAMIC PHARMACEUTICALS ETF COMMON STOCK 73935X799 14 200 SH   SOLE   200 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT COMMON STOCK 73936Q769 2 100 SH   SOLE   100 0 0
POWERSHARES GLOBAL ETF TRUSTAGG PFD PORT CONV PREFERRED STOCK 73936T565 25 1,650 SH   SOLE   1,650 0 0
PRAXAIR INC COM COMMON STOCK 74005P104 50 490 SH   SOLE   490 0 0
PRECISION CASTPARTS CORP COM COMMON STOCK 740189105 46 198 SH   SOLE   198 0 0
PRICE T ROWE GROUP INC COM COMMON STOCK 74144T108 11 151 SH   SOLE   151 0 0
PRICELINE COM INC COM NEW COMMON STOCK 741503403 13 10 SH   SOLE   10 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 3,922 49,396 SH   SOLE   48,946 200 250
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 8 100 SH   DFND   100 0 0
PROLOGIS INC COM COMMON STOCK 74340W103 2 44 SH   SOLE   44 0 0
PRUDENTIAL FINL INC COM COMMON STOCK 744320102 48 594 SH   SOLE   594 0 0
PUBLIC SERVICE ENTERPRISE GROUP INC COM COMMON STOCK 744573106 6 150 SH   SOLE   150 0 0
QUALCOMM INC COM COMMON STOCK 747525103 608 12,160 SH   SOLE   12,085 75 0
RMR GROUP INC CL A COMMON STOCK 74967R106 0 6 SH   SOLE   6 0 0
RPM INTL INC COM COMMON STOCK 749685103 46 1,054 SH   SOLE   1,054 0 0
RAYONIER INC COM COMMON STOCK 754907103 9 400 SH   SOLE   400 0 0
RAYONIER ADVANCED MATLS INC COM COMMON STOCK 75508B104 1 133 SH   SOLE   133 0 0
RAYTHEON CO COM NEW COMMON STOCK 755111507 38 305 SH   SOLE   305 0 0
REGIONS FINANCIAL CORP NEW COM COMMON STOCK 7591EP100 4 395 SH   SOLE   395 0 0
REPUBLIC SVCS INC COM COMMON STOCK 760759100 35 800 SH   SOLE   800 0 0
ROSS STORES INC COM COMMON STOCK 778296103 2 35 SH   SOLE   35 0 0
ROYAL BK CDA MONTREAL QUE COM COMMON STOCK 780087102 16 300 SH   SOLE   300 0 0
ROYAL DUTCH SHELL PLC SPON ADR B FOREIGN EQUITIES 780259107 1,236 26,855 SH   SOLE   26,680 175 0
SPDR S&P 500 ETF TR TR UNIT MUTUAL FUNDS-EQUITIES 78462F103 1,678 8,231 SH   SOLE   8,231 0 0
SPDR GOLD TRUST GOLD SHS COMMODITIES 78463V107 88 864 SH   SOLE   864 0 0
SPDR INDEX SHS FDS S&P CHINA ETF CLOSED-END EQUITY FUNDS 78463X400 1 11 SH   SOLE   11 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF REIT 78463X749 19 400 SH   SOLE   400 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF REIT 78463X863 63 1,600 SH   SOLE   1,600 0 0
SPDR SERIES TRUST BRC CNV SECS ETF MUTUAL FUNDS-EQUITIES 78464A359 23 525 SH   SOLE   525 0 0
ETF SPDR BARCLAYS HIGHYIELD BOND ETF MUTUAL FUND-FIXED INC HIGH YLD 78464A417 32 950 SH   SOLE   950 0 0
NUVEEN BARCLAYS ET SHORT TERM MUNI MUTUAL FUNDS-FIXED INCOME 78464A425 12 475 SH   SOLE   475 0 0
SPDR SERIES TRUST BARC SHT TR CP CLOSED-END EQUITY FUNDS 78464A474 3 112 SH   SOLE   112 0 0
ETF SPDR S&P TELECOM MUTUAL FUNDS-EQUITIES 78464A540 253 4,500 SH   SOLE   4,500 0 0
ETF SPDR DOW JONES REIT REIT 78464A607 96 1,050 SH   SOLE   1,050 0 0
SPDR S&P REGIONAL BANKING ETF MUTUAL FUNDS-EQUITIES 78464A698 517 12,335 SH   SOLE   12,335 0 0
SPDR SERIES TRUST OILGAS EQUIP CLOSED-END EQUITY FUNDS 78464A748 3 190 SH   SOLE   190 0 0
SPDR SERIES TRUST S&P DIVID ETF COMMON STOCK 78464A763 13 178 SH   SOLE   178 0 0
SPDR DOW JONES INDL AVG UNIT SER 1 MUTUAL FUNDS-LARGE CAP 78467X109 130 750 SH   SOLE   750 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP MUTUAL FUNDS-MID CAP 78467Y107 46 180 SH   SOLE   180 0 0
SANOFI RIGHT 12/31/2020 COMMON STOCK 80105N113 0 73 SH   SOLE   73 0 0
SCANA CORP NEW COM COMMON STOCK 80589M102 15 256 SH   SOLE   256 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 1,098 15,744 SH   SOLE   15,694 50 0
SCHWAB CHARLES CORP NEW COM COMMON STOCK 808513105 54 1,625 SH   SOLE   1,625 0 0
SCHWEITZER-MAUDUIT INTL INC COM COMMON STOCK 808541106 0 10 SH   SOLE   10 0 0
SEAWORLD ENTMT INC COM COMMON STOCK 81282V100 9 450 SH   SOLE   450 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS COMMON STOCK 81369Y308 13 250 SH   SOLE   250 0 0
SELECT SECTOR SPDR TR SBI INT-FINL MUTUAL FUNDS-EQUITIES 81369Y605 467 19,606 SH   SOLE   19,606 0 0
SELECT SECTOR SPDR TR SBI INT-FINL MUTUAL FUNDS-EQUITIES 81369Y605 17 700 SH   DFND   700 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS MUTUAL FUNDS-EQUITIES 81369Y886 764 17,646 SH   SOLE   17,596 0 50
SELECT INCOME REIT COM SH BEN INT REIT 81618T100 8 388 SH   SOLE   388 0 0
SHERWIN WILLIAMS CO COM COMMON STOCK 824348106 45 175 SH   SOLE   175 0 0
SILVER WHEATON CORP COM COMMODITIES 828336107 2 150 SH   SOLE   150 0 0
SOUTHERN CO COM COMMON STOCK 842587107 1,618 34,577 SH   SOLE   34,077 300 200
SOUTHERN COPPER CORP COM COMMON STOCK 84265V105 3 100 SH   SOLE   100 0 0
SPECTRA ENERGY CORP COM COMMON STOCK 847560109 18 750 SH   SOLE   750 0 0
STAPLES INC COMMON STOCK 855030102 9 972 SH   SOLE   972 0 0
STARBUCKS CORP COM COMMON STOCK 855244109 41 680 SH   SOLE   680 0 0
STATE AUTO FINANCIAL CORP COMMON STOCK 855707105 62 3,000 SH   SOLE   3,000 0 0
STARWOOD HOTELS&RESORTS WRLDCOM COMMON STOCK 85590A401 2 26 SH   SOLE   26 0 0
STATE ST CORP COM COMMON STOCK 857477103 10 145 SH   SOLE   145 0 0
SUMITOMO MITSUI FINL GROUP ISPONSORED ADR FOREIGN EQUITIES 86562M209 2 302 SH   SOLE   302 0 0
SUN COMMUNITIES INC REIT REIT 866674104 5 66 SH   SOLE   66 0 0
SUNCOR ENERGY INC NEW COM COMMON STOCK 867224107 8 300 SH   SOLE   300 0 0
SUNOCO LOGISTICS PRTNRS L P COM UNITS COMMON STOCK 86764L108 44 1,700 SH   SOLE   1,700 0 0
SYNGENTA AG SPONSORED ADR FOREIGN EQUITIES 87160A100 24 300 SH   SOLE   300 0 0
SYSCO CORP COMMON STOCK 871829107 1,464 35,697 SH   SOLE   35,497 100 100
TC PIPELINES LP UT COM LTD PRT COMMON STOCK 87233Q108 50 1,000 SH   SOLE   1,000 0 0
TD AMERITRADE HLDG CORP COM COMMON STOCK 87236Y108 14 415 SH   SOLE   415 0 0
TECO ENERGY INC COM COMMON STOCK 872375100 11 400 SH   SOLE   400 0 0
TJX COS INC NEW COM COMMON STOCK 872540109 104 1,470 SH   SOLE   1,470 0 0
TAIWAN SEMICONDUCTOR MFG LTDSPONSORED ADR FOREIGN EQUITIES 874039100 34 1,490 SH   SOLE   1,490 0 0
TALEN ENERGY CORP COM COMMON STOCK 87422J105 0 10 SH   SOLE   10 0 0
TARGET CORP COM COMMON STOCK 87612E106 1,072 14,768 SH   SOLE   14,693 75 0
TARGET CORP COM COMMON STOCK 87612E106 22 300 SH   DFND   300 0 0
TESLA MTRS INC COM COMMON STOCK 88160R101 17 70 SH   SOLE   70 0 0
TEVA PHARMACEUTICAL INDS LTDADR FOREIGN EQUITIES 881624209 33 500 SH   SOLE   500 0 0
TEXAS INSTRS INC COM COMMON STOCK 882508104 1,104 20,143 SH   SOLE   19,943 200 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 2 15 SH   SOLE   15 0 0
THOR INDS INC COM COMMON STOCK 885160101 3 52 SH   SOLE   52 0 0
3M CO COM COMMON STOCK 88579Y101 1,758 11,667 SH   SOLE   11,642 0 25
3M CO COM COMMON STOCK 88579Y101 23 150 SH   DFND   0 150 0
TIDEWATER INC COM COMMON STOCK 886423102 0 52 SH   SOLE   52 0 0
TIME WARNER INC COM NEW COMMON STOCK 887317303 101 1,556 SH   SOLE   1,556 0 0
TIME WARNER CABLE INC COM COMMON STOCK 88732J207 56 300 SH   SOLE   300 0 0
TIMKEN CO COM COMMON STOCK 887389104 2 78 SH   SOLE   78 0 0
TORONTO DOMINION BK ONT COM NEW FOREIGN EQUITIES 891160509 0 8 SH   SOLE   8 0 0
TOTAL S A SPONSORED ADR FOREIGN EQUITIES 89151E109 44 807 SH   SOLE   807 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 64 563 SH   SOLE   563 0 0
TRINITY INDS INC COM COMMON STOCK 896522109 2 67 SH   SOLE   67 0 0
TRIUMPH GROUP INC NEW COM COMMON STOCK 896818101 32 808 SH   SOLE   808 0 0
TWENTY FIRST CENTY FOX INC CL A COMMON STOCK 90130A101 27 992 SH   SOLE   992 0 0
UBS AG JERSEY BRH ALERIAN INFRST COMMON STOCK 902641646 3 100 SH   SOLE   100 0 0
US BANCORP DEL COM NEW COMMON STOCK 902973304 810 18,980 SH   SOLE   18,980 0 0
U S SILICA HLDGS INC COM COMMON STOCK 90346E103 1 65 SH   SOLE   65 0 0
UNDER ARMOUR INC CL A COMMON STOCK 904311107 242 3,000 SH   SOLE   3,000 0 0
UNILEVER PLC SPON ADR NEW FOREIGN EQUITIES 904767704 39 900 SH   SOLE   900 0 0
UNILEVER N V N Y SHS NEW FOREIGN EQUITIES 904784709 20 463 SH   SOLE   463 0 0
UNION BANKSHARES CORP NEW COM COMMON STOCK 90539J109 25 1,000 SH   SOLE   1,000 0 0
UNION PAC CORP COM COMMON STOCK 907818108 86 1,102 SH   SOLE   1,102 0 0
UNITED BANKSHARES INC WV COMMON STOCK 909907107 812 21,953 SH   SOLE   19,953 2,000 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 1,646 17,101 SH   SOLE   17,051 0 50
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 10 100 SH   DFND   100 0 0
UNITED TECHNOLOGIES CORP COM COMMON STOCK 913017109 1,718 17,882 SH   SOLE   17,707 0 175
UNITEDHEALTH GROUP INC COM COMMON STOCK 91324P102 46 392 SH   SOLE   392 0 0
V F CORP COM COMMON STOCK 918204108 81 1,297 SH   SOLE   1,297 0 0
VALEANT PHARMACEUTICALS INTLCOM FOREIGN EQUITIES 91911K102 53 525 SH   SOLE   525 0 0
VALERO ENERGY CORP NEW COM COMMON STOCK 91913Y100 19 275 SH   SOLE   275 0 0
VANGUARD SPECIALIZED PORTFOLDIV APP ETF MUTUAL FUNDS-EQUITIES 921908844 18 235 SH   SOLE   235 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND MUTUAL FUNDS-FIXED INCOME 921937827 8 96 SH   SOLE   96 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD COMMON STOCK 921946406 33 500 SH   SOLE   500 0 0
VANGUARD INTL EQUITY INDEX FD INC MUTUAL FUNDS-EQUITIES 922042775 20 461 SH   SOLE   461 0 0
VANGUARD INTL EQUITY INDEX EMERG MKT ETF MUTUAL FUNDS-INTERNATIONAL EQT 922042858 114 3,490 SH   SOLE   3,490 0 0
VANGUARD INTL EQUITY INDEX FFTSE EUROPE ETF CLOSED-END EQUITY FUNDS 922042874 5 105 SH   SOLE   105 0 0
VENTAS INC COM COMMON STOCK 92276F100 3 46 SH   SOLE   46 0 0
VANGUARD INDEX FDS REIT ETF REIT 922908553 122 1,531 SH   SOLE   1,531 0 0
VANGUARD LARGE CAP ETF MUTUAL FUNDS-EQUITIES 922908637 374 3,997 SH   SOLE   3,997 0 0
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 2,291 49,571 SH   SOLE   49,196 200 175
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 60 1,300 SH   DFND   800 500 0
VERITIV CORP COM COMMON STOCK 923454102 0 9 SH   SOLE   9 0 0
VIACOM INC NEW CL B COMMON STOCK 92553P201 11 256 SH   SOLE   256 0 0
VISA INC COM CL A COMMON STOCK 92826C839 340 4,383 SH   SOLE   4,383 0 0
VIRTUS TOTAL RETURN FD MUTUAL FUNDS-EQUITIES 92829A103 19 5,122 SH   SOLE   5,122 0 0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR COMMON STOCK 92857W308 23 715 SH   SOLE   715 0 0
WEC ENERGY GROUP INC COM COMMON STOCK 92939U106 7 142 SH   SOLE   142 0 0
WAL MART STORES INC COM COMMON STOCK 931142103 1,987 32,416 SH   SOLE   32,211 150 55
WALGREENS BOOTS ALLIANCE INCCOM COMMON STOCK 931427108 2,109 24,764 SH   SOLE   24,489 75 200
WASTE MGMT INC DEL COM COMMON STOCK 94106L109 1,839 34,462 SH   SOLE   34,237 125 100
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 1,785 32,844 SH   SOLE   32,544 125 175
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 24 450 SH   DFND   0 450 0
WELLS FARGO UTILITIES AND HICOM MUTUAL FUNDS-FIXED INCOME 94987E109 46 4,117 SH   SOLE   4,117 0 0
WESBANCO INC COM COMMON STOCK 950810101 8 266 SH   SOLE   266 0 0
WESTAR ENERGY INC COM COMMON STOCK 95709T100 55 1,300 SH   SOLE   1,300 0 0
WESTERN UN CO COM COMMON STOCK 959802109 6 335 SH   SOLE   335 0 0
WESTROCK CO COM COMMON STOCK 96145D105 3 72 SH   SOLE   72 0 0
WHITING PETE CORP NEW COM COMMON STOCK 966387102 11 200 SH   SOLE   200 0 0
WHOLE FOODS MKT INC COM COMMON STOCK 966837106 12 360 SH   SOLE   360 0 0
WILLIAMS COS INC DEL COM COMMON STOCK 969457100 4 147 SH   SOLE   147 0 0
XCEL ENERGY INC COM COMMON STOCK 98389B100 98 2,735 SH   SOLE   2,735 0 0
XILINX INC COM COMMON STOCK 983919101 33 705 SH   SOLE   705 0 0
XYLEM INC COM COMMON STOCK 98419M100 5 150 SH   SOLE   150 0 0
YUM BRANDS INC COM COMMON STOCK 988498101 100 1,370 SH   SOLE   1,370 0 0