XML 48 R37.htm IDEA: XBRL DOCUMENT v3.20.2
LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Activity in the allowance for credit losses) (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Activity in the allowance for loan losses by portfolio class        
Beginning Balance   $ 14,593   $ 14,210
Provision for Credit Losses   776   2,189
Charge-Offs   (1,659)   (3,885)
Recoveries   609   1,805
Net Charge-Offs   (1,050)   (2,080)
Ending Balance   14,319   14,319
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance $ 22,457   $ 13,905  
Provision for credit losses 1,265   7,870  
Charge-Offs (1,282)   (4,776)  
Recoveries 697   2,869  
Net loan charge-offs (585)   (1,907)  
Ending Balance 23,137   23,137  
Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     3,269  
Commercial, Financial and Agricultural [Member]        
Activity in the allowance for loan losses by portfolio class        
Beginning Balance   1,648   1,434
Provision for Credit Losses   236   648
Charge-Offs   (289)   (619)
Recoveries   86   218
Net Charge-Offs   (203)   (401)
Ending Balance   1,681   1,681
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 2,468   1,675  
Provision for credit losses (195)   544  
Charge-Offs (137)   (685)  
Recoveries 74   188  
Net loan charge-offs (63)   (497)  
Ending Balance 2,210   2,210  
Commercial, Financial and Agricultural [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     488  
Real Estate - Construction [Member]        
Activity in the allowance for loan losses by portfolio class        
Beginning Balance   521   280
Provision for Credit Losses   81   322
Charge-Offs   (223)   (223)
Recoveries   0   0
Net Charge-Offs   (223)   (223)
Ending Balance   379   379
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 1,955   370  
Provision for credit losses 161   1,444  
Charge-Offs 0   0  
Recoveries 0   0  
Net loan charge-offs 0   0  
Ending Balance 2,116   2,116  
Real Estate - Construction [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     302  
Real Estate - Commercial Mortgage [Member]        
Activity in the allowance for loan losses by portfolio class        
Beginning Balance   3,889   4,181
Provision for Credit Losses   (304)   (611)
Charge-Offs   (26)   (181)
Recoveries   142   312
Net Charge-Offs   116   131
Ending Balance   3,701   3,701
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 6,640   3,416  
Provision for credit losses 616   2,132  
Charge-Offs (17)   (28)  
Recoveries 30   291  
Net loan charge-offs 13   263  
Ending Balance 7,269   7,269  
Real Estate - Commercial Mortgage [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     1,458  
Real Estate - Residential [Member]        
Activity in the allowance for loan losses by portfolio class        
Beginning Balance   3,210   3,400
Provision for Credit Losses   3   (125)
Charge-Offs   (44)   (373)
Recoveries   46   313
Net Charge-Offs   2   (60)
Ending Balance   3,215   3,215
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 5,440   3,128  
Provision for credit losses (344)   745  
Charge-Offs (1)   (112)  
Recoveries 35   126  
Net loan charge-offs 34   14  
Ending Balance 5,130   5,130  
Real Estate - Residential [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     1,243  
Real Estate - Home Equity [Member]        
Activity in the allowance for loan losses by portfolio class        
Beginning Balance   2,383   2,301
Provision for Credit Losses   71   158
Charge-Offs   (333)   (430)
Recoveries   58   150
Net Charge-Offs   (275)   (280)
Ending Balance   2,179   2,179
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 2,753   2,224  
Provision for credit losses 196   337  
Charge-Offs (58)   (141)  
Recoveries 41   138  
Net loan charge-offs (17)   (3)  
Ending Balance 2,932   2,932  
Real Estate - Home Equity [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     374  
Consumer [Member]        
Activity in the allowance for loan losses by portfolio class        
Beginning Balance   2,942   2,614
Provision for Credit Losses   689   1,797
Charge-Offs   (744)   (2,059)
Recoveries   277   812
Net Charge-Offs   (467)   (1,247)
Ending Balance   $ 3,164   $ 3,164
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 3,201   3,092  
Provision for credit losses 831   2,668  
Charge-Offs (1,069)   (3,810)  
Recoveries 517   2,126  
Net loan charge-offs (552)   (1,684)  
Ending Balance $ 3,480   3,480  
Consumer [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     $ (596)