XML 49 R37.htm IDEA: XBRL DOCUMENT v3.20.2
LOANS HELD FOR INVESTMENT AND ALLOWANCE FOR CREDIT LOSSES (Activity in the allowance for credit losses) (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
Activity in the allowance for loan losses by portfolio class        
Beginning Balance     $ 13,905  
Provision for Loan Losses   $ 646 6,995 $ 1,413
Charge-Offs   (865)   (2,226)
Recoveries   692   1,196
Net Charge-Offs   (173)   (1,030)
Ending Balance $ 22,457 14,593 22,457 14,593
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 21,083 14,120 13,905 14,210
Provision for credit losses 1,615   6,605  
Charge-Offs (1,414)   (3,494)  
Recoveries 1,173   2,172  
Net Charge-Offs (241)   (1,322)  
Ending Balance 22,457 14,593 22,457 14,593
Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     3,269  
Commercial, Financial and Agricultural [Member]        
Activity in the allowance for loan losses by portfolio class        
Provision for Loan Losses   195   412
Charge-Offs   (235)   (330)
Recoveries   58   132
Net Charge-Offs   (177)   (198)
Ending Balance   1,648   1,648
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 2,247 1,630 1,675 1,434
Provision for credit losses 333   739  
Charge-Offs (186)   (548)  
Recoveries 74   114  
Net Charge-Offs (112)   (434)  
Ending Balance 2,468 1,648 2,468 1,648
Commercial, Financial and Agricultural [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     488  
Real Estate - Construction [Member]        
Activity in the allowance for loan losses by portfolio class        
Provision for Loan Losses   140   241
Charge-Offs   0   0
Recoveries   0   0
Net Charge-Offs   0   0
Ending Balance   521   521
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 1,239 381 370 280
Provision for credit losses 716   1,283  
Charge-Offs 0   0  
Recoveries 0   0  
Net Charge-Offs 0   0  
Ending Balance 1,955 521 1,955 521
Real Estate - Construction [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     302  
Real Estate - Commercial Mortgage [Member]        
Activity in the allowance for loan losses by portfolio class        
Provision for Loan Losses   (204)   (307)
Charge-Offs   0   (155)
Recoveries   100   170
Net Charge-Offs   100   15
Ending Balance   3,889   3,889
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 5,828 3,993 3,416 4,181
Provision for credit losses 742   1,516  
Charge-Offs 0   (11)  
Recoveries 70   261  
Net Charge-Offs 70   250  
Ending Balance 6,640 3,889 6,640 3,889
Real Estate - Commercial Mortgage [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     1,458  
Real Estate - Residential [Member]        
Activity in the allowance for loan losses by portfolio class        
Provision for Loan Losses   (134)   (128)
Charge-Offs   (65)   (329)
Recoveries   223   267
Net Charge-Offs   158   (62)
Ending Balance   3,210   3,210
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 6,005 3,186 3,128 3,400
Provision for credit losses (615)   1,089  
Charge-Offs (1)   (111)  
Recoveries 51   91  
Net Charge-Offs 50   (20)  
Ending Balance 5,440 3,210 5,440 3,210
Real Estate - Residential [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     1,243  
Real Estate - Home Equity [Member]        
Activity in the allowance for loan losses by portfolio class        
Provision for Loan Losses   107   87
Charge-Offs   (45)   (97)
Recoveries   60   92
Net Charge-Offs   15   (5)
Ending Balance   2,383   2,383
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 2,701 2,261 2,224 2,301
Provision for credit losses 40   141  
Charge-Offs (52)   (83)  
Recoveries 64   97  
Net Charge-Offs 12   14  
Ending Balance 2,753 2,383 2,753 2,383
Real Estate - Home Equity [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     374  
Consumer [Member]        
Activity in the allowance for loan losses by portfolio class        
Provision for Loan Losses   542   1,108
Charge-Offs   (520)   (1,315)
Recoveries   251   535
Net Charge-Offs   (269)   (780)
Ending Balance   2,942   2,942
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance 3,063 2,669 3,092 2,614
Provision for credit losses 399   1,837  
Charge-Offs (1,175)   (2,741)  
Recoveries 914   1,609  
Net Charge-Offs (261)   (1,132)  
Ending Balance $ 3,201 $ 2,942 3,201 $ 2,942
Consumer [Member] | Impact of Adoption of ASC 326 [Member]        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning Balance     $ (596)