BUSINESS AND BASIS OF PRESENTATION (Tables)

3 Months Ended

Mar. 31, 2020

Business and Basis of Presentation [Abstract]

Tablular illustration of the impact of adopting ASC 326

	As Reported				Impact of
	Under		Pre-ASC 326		ASC 326
(Dollars in Thousands)	ASC 326		Adoption		Adoption
Loans:
Commercial, Financial and Agricultural		2,163		1,675		488
Real Estate - Construction		672		370		302
Real Estate - Commercial Mortgage		4,874		3,416		1,458
Real Estate - Residential		4,371		3,128		1,243
Real Estate - Home Equity		2,598		2,224		374
Consumer, Other Loans and Overdrafts		2,496		3,092		(596)
Allowance for Credit Losses on Loans		17,174		13,905		3,269
Other Liabilities:
Allowance for Credit Losses on Off-Balance Sheet Credit Exposures	$	815	$	157	$	658