DEPOSITS

12 Months Ended

Dec. 31, 2013

Banking and Thrift [Abstract]

DEPOSITS

Note 6

DEPOSITS

The composition of the Company's interest bearing deposits at December 31 was follows:

(Dollars in Thousands)	2013		2012
NOW Accounts	$	794,746	$	842,435
Money Market Accounts		268,449		267,766
Savings Deposits		211,668		184,541
Other Time Deposits		219,922		241,019
Total Interest Bearing Deposits	$	1,494,785	$	1,535,761

At December 31, 2013 and 2012, $2.8 million and $7.1 million, respectively, in overdrawn deposit accounts were reclassified as loans.

Time deposits in denominations of $100,000 or more totaled $60.7 million and $63.1 million at December 31, 2013 and December 31, 2012, respectively.

At December 31, the scheduled maturities of time deposits were as follows:

(Dollars in Thousands)	2013
2014	$	189,596
2015		19,548
2016		6,478
2017		2,675
2018 and thereafter		1,625
Total	$	219,922

Interest expense on deposits for the three years ended December 31, was as follows:

(Dollars in Thousands)	2013		2012		2011
NOW Accounts	$	483	$	634	$	890
Money Market Accounts		211		255		437
Savings Deposits		100		87		73
Time Deposits < $100,000		505		912		1,958
Time Deposits > $100,000		132		220		589
Total	$	1,431	$	2,108	$	3,947