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CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Thousands, except Share data
3 Months Ended9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Sep. 30, 2011
Sep. 30, 2010
INTEREST INCOME    
Interest and Fees on Loans$ 23,777$ 26,418$ 72,029$ 80,054
Investment Securities:    
U.S. Treasuries3933151,199748
U.S. Government Agencies3522741,044893
States and Political Subdivisions1503395621,235
Other Securities8386261242
Federal Funds Sold136144452492
Total Interest Income24,89127,57675,54783,664
INTEREST EXPENSE    
Deposits9071,8203,2487,121
Short-Term Borrowings783129960
Subordinated Notes Payable3393761,0221,666
Other Long-Term Borrowings4675651,4531,642
Total Interest Expense1,7912,7926,02210,489
NET INTEREST INCOME23,10024,78469,52573,175
Provision for Loan Losses3,7185,66811,39620,041
Net Interest Income After Provision For Loan Losses19,38219,11658,12953,134
NONINTEREST INCOME    
Service Charges on Deposit Accounts6,6296,39918,92120,066
Data Processing7499112,4872,730
Asset Management Fees1,0801,0403,2403,140
Retail Brokerage Fees8076712,4752,082
Securities Transactions  0(8)
Mortgage Banking Fees6457721,8301,921
Bank Card Fees2,5902,3277,6446,864
Other1,6931,3268,3785,279
Total Noninterest Income14,19313,44944,97542,090
NONINTEREST EXPENSE    
Salaries and Associate Benefits15,80515,00348,38247,366
Occupancy, Net2,4952,6117,3387,604
Furniture and Equipment2,1182,2886,4616,661
Intangible Amortization  5682,129
Other Real Estate Expense2,5423,3069,25210,213
Other7,5798,44623,14426,403
Total Noninterest Expense30,64732,36395,145100,376
INCOME (LOSS) BEFORE INCOME TAXES2,9282027,959(5,152)
Income Tax Expense (Benefit)951(199)2,527(2,821)
NET INCOME (LOSS)$ 1,977$ 401$ 5,432$ (2,331)
Basic Net Income (Loss) Per Share$ 0.12$ 0.02$ 0.32$ (0.14)
Diluted Net Income (Loss) Per Share (in dollars per share)$ 0.12$ 0.02$ 0.32$ (0.14)
Average Basic Shares Outstanding17,152,14817,087,19617,133,79617,069,255
Average Diluted Shares Outstanding17,167,17317,087,92717,142,77317,070,087