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REGULATORY CAPITAL REQUIREMENTS (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 15, 2004
Dec. 31, 2019
Dec. 31, 2016
Dec. 31, 2015
Compliance with Regulatory Capital Requirements under Banking Regulations        
Capital conservation buffer (as a percent)   2.50% 0.625% 0.00%
Tier 1 Leverage Capital        
Tier One Leverage Capital, Actual Amount     $ 173,945 $ 165,799
Tier One Leverage Capital, Actual Percent     8.71% 8.77%
Tier One Leverage Capital For Capital Adequacy Purposes, Amount     $ 79,903 $ 75,646
Tier One Leverage Capital For Capital Adequacy Purposes, Percent     4.00% 4.00%
Tier One Leverage Capital Fully Phased-in, with Capital Conservation Buffers, Amount     $ 79,903 $ 75,646
Tier One Leverage Capital Required Fully Phased In With Capital Conservation Buffers Percent     4.00% 4.00%
Tier 1 Risk-Based Capital        
Tier One Risk Based Capital, Actual Amount     $ 173,945 $ 165,799
Tier One Risk Based Capital, Actual Percent     14.04% 14.63%
Tier One Risk Based Capital For Capital Adequacy Purposes, Amount     $ 74,360 $ 68,005
Tier One Risk Based Capital For Capital Adequacy Purposes, Percent     6.00% 6.00%
Tier One Risk Based Capital Fully Phased-in, with Capital Conservation Buffers, Amount     $ 105,344 $ 96,341
Tier One Risk Based Capital Fully Phased-in, with Capital Conservation Buffers, Percent     8.50% 8.50%
Total Risk-Based Capital        
Total Risk-Based Capital, Actual Amount     $ 187,624 $ 178,754
Total Risk-Based Capital, Actual Percent     15.14% 15.77%
Total Risk Based Capital For Capital Adequacy Purposes, Amount     $ 99,147 $ 90,673
Total Risk Based Capital For Capital Adequacy Purposes, Percent     8.00% 8.00%
Total Risk Based Capital Fully Phased-in, with Capital Conservation Buffers, Amount     $ 130,130 $ 119,009
Total Risk Based Capital Fully Phased-in, with Capital Conservation Buffers, Percent     10.50% 10.50%
Common Equity Tier 1 Capital        
Common Equity Tier One Leverage Capital, Actual Amount     $ 153,945 $ 145,799
Common Equity Tier One Leverage Capital, Actual Percent     12.42 12.86
Common Equity Tier One Leverage Capital For Capital Adequacy Purposes, Amount     $ 55,770 $ 51,004
Common Equity Tier One Leverage Capital For Capital Adequacy Purposes, Percent     4.50 4.50
Common Equity Tier One Leverage Capital Fully Phased-in, with Capital Conservation Buffers, Amount     $ 86,754 $ 79,339
Common Equity Tier One Leverage Capital Fully Phased-in, with Capital Conservation Buffers, Percent     7.00% 7.00%
Private placement, trust preferred securities, aggregate amount $ 20,620      
Merchants Bank        
Tier 1 Leverage Capital        
Tier One Leverage Capital, Actual Amount     $ 170,732 $ 164,446
Tier One Leverage Capital, Actual Percent     8.53% 8.64%
Tier One Leverage Capital For Capital Adequacy Purposes, Amount     $ 80,028 $ 76,112
Tier One Leverage Capital For Capital Adequacy Purposes, Percent     4.00% 4.00%
Tier One Leverage Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount     $ 100,035 $ 95,139
Tier One Leverage Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Percent     5.00% 5.00%
Tier One Leverage Capital Fully Phased-in, with Capital Conservation Buffers, Amount     $ 80,028 $ 76,112
Tier One Leverage Capital Required Fully Phased In With Capital Conservation Buffers Percent     4.00% 4.00%
Tier 1 Risk-Based Capital        
Tier One Risk Based Capital, Actual Amount     $ 170,732 $ 164,446
Tier One Risk Based Capital, Actual Percent     13.72% 14.44%
Tier One Risk Based Capital For Capital Adequacy Purposes, Amount     $ 74,662 $ 68,352
Tier One Risk Based Capital For Capital Adequacy Purposes, Percent     6.00% 6.00%
Tier One Risk Based Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount     $ 99,550 $ 91,136
Tier One Risk Based Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Percent     8.00% 8.00%
Tier One Risk Based Capital Fully Phased-in, with Capital Conservation Buffers, Amount     $ 105,771 $ 96,832
Tier One Risk Based Capital Fully Phased-in, with Capital Conservation Buffers, Percent     8.50% 8.50%
Total Risk-Based Capital        
Total Risk-Based Capital, Actual Amount     $ 184,411 $ 177,401
Total Risk-Based Capital, Actual Percent     14.82% 15.57%
Total Risk Based Capital For Capital Adequacy Purposes, Amount     $ 99,550 $ 91,136
Total Risk Based Capital For Capital Adequacy Purposes, Percent     8.00% 8.00%
Total Risk Based Capital To Be Well-Capitalized Under Prompt Corrective Action Provisions, Amount     $ 124,437 $ 113,920
Total Risk Based Capital To Be Well-Capitalized Under Prompt Corrective Action Provisions, Percent     10.00% 10.00%
Total Risk Based Capital Fully Phased-in, with Capital Conservation Buffers, Amount     $ 130,659 $ 119,616
Total Risk Based Capital Fully Phased-in, with Capital Conservation Buffers, Percent     10.50% 10.50%
Common Equity Tier 1 Capital        
Common Equity Tier One Leverage Capital, Actual Amount     $ 170,732 $ 164,446
Common Equity Tier One Leverage Capital, Actual Percent     13.72 14.44
Common Equity Tier One Leverage Capital For Capital Adequacy Purposes, Amount     $ 55,997 $ 51,264
Common Equity Tier One Leverage Capital For Capital Adequacy Purposes, Percent     4.50 4.50
Common Equity Tier One Leverage Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Amount     $ 80,884 $ 74,048
Common Equity Tier One Leverage Capital To Be Well Capitalized Under Prompt Corrective Action Provisions, Percent     6.50 6.50
Common Equity Tier One Leverage Capital Fully Phased-in, with Capital Conservation Buffers, Amount     $ 87,106 $ 79,744
Common Equity Tier One Leverage Capital Fully Phased-in, with Capital Conservation Buffers, Percent     7.00% 7.00%