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Consolidated Statements of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
INTEREST AND DIVIDEND INCOME    
Interest and fees on loans $ 12,804 $ 10,623
Investment income:    
Interest and dividends on investment securities 1,997 1,910
Interest on interest earning deposits with banks and other short-term investments 81 73
Total interest and dividend income 14,882 12,606
INTEREST EXPENSE    
Savings, interest bearing checking and money market accounts 440 367
Time deposits 391 334
Securities sold under agreement to repurchase and other short-term debt 109 155
Long-term debt 210 197
Total interest expense 1,150 1,053
Net interest income 13,732 11,553
Provision for credit losses 205  
Net interest income after provision for credit losses 13,527 11,553
NONINTEREST INCOME    
Trust division income 867 895
Net debit card income 649 693
Overdraft income 631 446
Service charges on deposits 415 340
Other 362 296
Total noninterest income 2,924 2,670
NONINTEREST EXPENSE    
Compensation and benefits 6,308 5,048
Occupancy expense 1,139 1,143
Equipment expense 719 766
Telephone expense 198 217
Legal and professional fees 593 442
Mobile & internet banking 366 386
Core / Item processing 517 406
Marketing 192 152
State franchise taxes 398 286
FDIC Insurance 254 218
Merger costs 133  
Core deposit intangible 51  
Other 1,051 943
Total noninterest expense 11,919 10,007
Income before provision for income taxes 4,532 4,216
Provision for income taxes 1,042 880
NET INCOME $ 3,490 $ 3,336
Basic earnings per common share (in dollars per share) $ 0.51 $ 0.53
Diluted earnings per common share (in dollars per share) $ 0.50 $ 0.53