Pension

9 Months Ended

Sep. 30, 2011

Pension [Abstract]

Pension

Note 5: Pension

We formerly had a noncontributory defined benefit pension plan (the "Plan") covering all eligible employees. The Plan was a final average pay plan with benefits based on the average salary rates using the five consecutive Plan years of the last ten years that produce the highest average salary. The Plan was curtailed in 1995; all accrued benefits were fully vested and no additional years of service or age will be accrued.

The following table summarizes the components of net periodic benefit costs for the periods indicated:

	Three Months Ended September 30,		Nine Months Ended September 30,
(In thousands)	2011	2010	2011	2010
Interest Cost	$122	$121	$366	$362
Service cost	14	14	42	41
Expected return on Plan assets	(156)	(150)	(468)	(450)
Amortization of net loss	70	60	210	181
Net periodic benefit cost	$50	$45	$150	$134

We do not expect to make a contribution to the pension plan during 2011.     

Our Pension Plan Investment Policy Statement sets forth the investment objectives and constraints of the Plan.  The purpose of the policy is to assist our Retirement Plan Committee in effectively supervising, monitoring and evaluating the investments of the Plan.