NOTE 9: LONG-TERM DEBT

Long-term debt consisted of the following at December 31, 2014 and 2013:



(In thousands)	2014		2013
Federal Home Loan Bank Notes, payable through March 2029, Rates ranging from 1.50% to 2.50%		2,320		2,403
	$	2,320	$	2,403

There were no prepayment penalties incurred during 2014 or during 2013. During 2012, we prepaid $20 million in long-term debt and incurred prepayment penalties totaling $1.36 million.

Contractual maturities and amortization of long-term debt subsequent to December 31, 2014, are as follows:



(In thousands)		Amount
2015	$	84
2016		85
2017		87
2018		89
2019		91
2020 and after		1,884
Total due	$	2,320