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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
INTEREST AND DIVIDEND INCOME    
Interest and fees on loans $ 10,762 $ 10,750
Investment income:    
Interest and dividends on investment securities 2,214 2,785
Interest on interest earning deposits with banks and other short-term investments 39 12
Total interest and dividend income 13,015 13,547
INTEREST EXPENSE    
Savings, interest bearing checking and money market accounts 430 167
Time deposits $100 thousand and greater 181 235
Other time deposits 291 344
Securities sold under agreement to repurchase and other short-term debt 92 357
Long-term debt 197 196
Total interest expense 1,191 1,299
Net interest income 11,824 12,248
Provision for credit losses 100 250
Net interest income after provision for credit losses 11,724 11,998
NONINTEREST INCOME    
Net gains on investment securities 126  
Trust division income 852 758
Service charges on deposits 944 985
Net debit card income 621 654
Other 367 250
Total noninterest income 2,910 2,647
NONINTEREST EXPENSE    
Compensation and benefits 4,923 4,795
Occupancy expense 1,168 1,064
Equipment expense 1,083 946
Legal and professional fees 698 687
Marketing 319 280
State franchise taxes 377 357
FDIC Insurance 216 220
Other Real Estate Owned ("OREO") expenses 16 13
Other 1,354 1,387
Total noninterest expense 10,154 9,749
Income before provision for income taxes 4,480 4,896
Provision for income taxes 1,077 1,287
NET INCOME $ 3,403 $ 3,609
Basic earnings per common share $ 0.54 $ 0.57
Diluted earnings per common share $ 0.54 $ 0.57