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Consolidated Statements Of Income (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
INTEREST AND DIVIDEND INCOME      
Interest and fees on loans $ 43,987,000 $ 44,977,000 $ 45,271,000
Investment income:      
Interest and dividends on investment securities 9,912,000 11,834,000 12,644,000
Interest on interest earning deposits with banks and other short-term investments 68,000 46,000 103,000
Total interest and dividend income 53,967,000 56,857,000 58,018,000
INTEREST EXPENSE      
Savings, interest bearing checking and money market accounts 1,184,000 776,000 1,167,000
Time deposits $100 thousand and greater 785,000 1,025,000 1,135,000
Other time deposits 1,381,000 1,750,000 2,172,000
Securities sold under agreement to repurchase and other short-term debt 914,000 1,790,000 2,065,000
Long-term debt 806,000 1,542,000 2,105,000
Total interest expense 5,070,000 6,883,000 8,644,000
Net interest income 48,897,000 49,974,000 49,374,000
Provision for credit losses 800,000 950,000 750,000
Net interest income after provision for credit losses 48,097,000 49,024,000 48,624,000
NONINTEREST INCOME      
Changes in fair value on other than temporary impaired securities (166,000) 0 (65,000)
Non-credit related (gain) losses on securities not expected to be sold (recognized in other comprehensive income) 0 0 10,000
Net impairment losses (166,000) 0 (55,000)
Net (losses) gains on investment securities (12,000) 507,000 1,049,000
Trust division income 3,062,000 2,685,000 2,516,000
Service charges on deposits 3,989,000 4,078,000 4,298,000
Net debit card income 2,875,000 2,854,000 2,701,000
Gain on sale of other assets 794,000 1,083,000 0
Other 1,088,000 1,406,000 1,340,000
Total noninterest income 11,630,000 12,613,000 11,849,000
NONINTEREST EXPENSE      
Compensation and benefits 19,165,000 19,582,000 20,517,000
Occupancy expense 4,165,000 3,826,000 3,824,000
Equipment expense 3,892,000 3,626,000 3,366,000
Legal and professional fees 2,755,000 2,545,000 2,811,000
Marketing 1,756,000 1,841,000 1,733,000
Equity in losses of real estate limited partnerships 1,039,000 1,516,000 1,766,000
State franchise taxes 1,439,000 1,295,000 1,265,000
FDIC Insurance 872,000 866,000 936,000
Prepayment penalty on long-term debt 0 1,363,000 861,000
Other Real Estate Owned ("OREO") expenses 121,000 197,000 193,000
Other 5,414,000 5,809,000 5,457,000
Total noninterest expense 40,618,000 42,466,000 42,729,000
Income before provision for income taxes 19,109,000 19,171,000 17,744,000
Provision for income taxes 3,978,000 3,977,000 3,124,000
NET INCOME $ 15,131,000 $ 15,194,000 $ 14,620,000
Basic earnings per common share $ 2.40 $ 2.43 $ 2.35
Diluted earnings per common share $ 2.40 $ 2.42 $ 2.35