NOTE 9: LONG-TERM DEBT

Long-term debt consisted of the following at December 31, 2013 and 2012:



(In thousands)	2013		2012
Federal Home Loan Bank Notes, payable through March 2029, Rates ranging from 1.50% to 2.50%		2,403		2,483
	$	2,403	$	2,483

There were no prepayment penalties incurred during 2013. During 2012, we prepaid $20 million in long-term debt and incurred prepayment penalties totaling $1.36 million. During 2011, we prepaid $16 million in long-term debt and incurred prepayment penalties of $861 thousand.

Contractual maturities and amortization of long-term debt subsequent to December 31, 2013, are as follows:



(In thousands)		Amount
2014	$	82
2015		84
2016		85
2017		87
2018		89
After 2019		1,976
Total due	$	2,403