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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
INTEREST AND DIVIDEND INCOME    
Interest and fees on loans $ 10,784 $ 11,329
Investment income:    
Interest and dividends on investment securities 2,785 3,080
Interest on interest earning deposits with banks and other short-term investments 12 10
Total interest and dividend income 13,581 14,419
INTEREST EXPENSE    
Savings, interest bearing checking and money market accounts 167 226
Time deposits $100 thousand and greater 235 280
Other time deposits 344 454
Securities sold under agreement to repurchase and other short-term debt 357 576
Long-term debt 196 447
Total interest expense 1,299 1,983
Net interest income 12,282 12,436
Provision for credit losses 250 250
Net interest income after provision for credit losses 12,032 12,186
NONINTEREST INCOME    
Net gains on investment securities 0 76
Trust division income 758 657
Service charges on deposits 987 977
Equity in losses of real estate limited partnerships (270) (410)
Other 1,003 1,061
Total noninterest income 2,478 2,361
NONINTEREST EXPENSE    
Compensation and benefits 4,795 5,188
Occupancy expense 1,064 974
Equipment expense 946 904
Legal and professional fees 687 611
Marketing 280 411
State franchise taxes 357 328
FDIC Insurance 220 215
Other Real Estate Owned ("OREO") expenses 13 33
Other 1,522 1,439
Total noninterest expense 9,884 10,103
Income before provision for income taxes 4,626 4,444
Provision for income taxes 1,017 831
NET INCOME $ 3,609 $ 3,613
Basic earnings per common share $ 0.57 $ 0.58
Diluted earnings per common share $ 0.57 $ 0.58