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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
INTEREST AND DIVIDEND INCOME      
Interest and fees on loans $ 44,977 $ 45,271 $ 46,041
Investment income:      
Interest and dividends on investment securities 11,834 12,644 14,140
Interest on interest earning deposits with banks and other short-term investments 46 103 81
Total interest and dividend income 56,857 58,018 60,262
INTEREST EXPENSE      
Savings, interest bearing checking and money market accounts 776 1,167 1,461
Time deposits $100 thousand and greater 1,025 1,135 1,292
Other time deposits 1,750 2,172 2,861
Securities sold under agreement to repurchase and other short-term debt 1,790 2,065 1,623
Interest Expense Long-term debt 1,542 2,105 3,870
Total interest expense 6,883 8,644 11,107
Net interest income 49,974 49,374 49,155
Provision (credit) for credit losses 950 750 (1,750)
Net interest income after provision for credit losses 49,024 48,624 50,905
NONINTEREST INCOME      
Changes in fair value on impaired securities 0 (65) 329
Non-credit related (gain) losses on securities not expected to be sold (recognized in other comprehensive income) 0 10 (498)
Net impairment losses 0 (55) (169)
Net gains on investment securities 507 1,049 2,082
Trust division income 2,685 2,516 2,163
Service charges on deposits 4,078 4,298 4,929
Equity in losses of real estate limited partnerships (1,516) (1,766) (1,672)
Gain on sale of other assets 1,083 0 0
Other 4,644 4,338 4,298
Total noninterest income 11,481 10,380 11,631
NONINTEREST EXPENSE      
Compensation and benefits 19,582 20,517 20,499
Occupancy expense 3,826 3,824 3,703
Equipment expense 3,626 3,366 2,932
Legal and professional fees 2,545 2,811 2,443
Marketing 1,841 1,733 1,505
State franchise taxes 1,295 1,265 1,151
FDIC Insurance 866 936 1,415
Prepayment penalty on long-term debt 1,363 861 3,071
Other Real Estate Owned ("OREO") expenses 197 193 (298)
Other 6,193 5,754 6,006
Total noninterest expense 41,334 41,260 42,427
Income before provision for income taxes 19,171 17,744 20,109
Provision for income taxes 3,977 3,124 4,648
NET INCOME $ 15,194 $ 14,620 $ 15,461
Basic earnings per common share $ 2.43 $ 2.35 $ 2.51
Diluted earnings per common share $ 2.42 $ 2.35 $ 2.51