Premises and Equipment (Tables)

12 Months Ended

Dec. 31, 2012

Components of Premises and Equipment Included in the Accompanying Consolidated Balance Sheets



(In thousands)	2012		2011		Estimated Useful Lives (In years)
Land	$	525	$	544	N/A
Bank premises		10,476		10,712	39
Leasehold improvements		8,499		6,627	5 – 20
Furniture, equipment, and software		18,124		16,376	3 – 7
Total gross fixed sssets		37,624		34,259
Less: accumulated depreciation and amortization		21,547		20,027
Total net fixed assets	$	16,077	$	14,232

Minimum Lease Payments



(In thousands)	Amount
2013	$	1,134
2014		929
2015		909
2016		809
2017		774
After 2017		4,857
Total	$	9,412

- Definition

Tabular disclosure of the useful life and salvage value of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.

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