XML 23 R28.htm IDEA: XBRL DOCUMENT v2.4.0.6
Loans And The Allowance For Credit Losses (Loan Loss Experience And Activity In The Allowance For Credit Losses) (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
Dec. 31, 2011
Financing Receivable, Recorded Investment, Past Due [Line Items]          
Beginning balance $ 11,817 $ 10,901 $ 11,353 $ 10,754  
Chargeoffs 0 (103) (29) (308)  
Recoveries 13 41 56 143  
Provision (credit) 250 250 700 500  
Ending balance 12,080 11,089 12,080 11,089  
Ending balance individually evaluated for impairment 334 254 334 254  
Ending balance collectively evaluated for impairment 11,746 10,835 11,746 10,835  
Financing receivables Ending balance individually evaluated for impairment 2,740 3,192 2,740 3,192  
Financing receivables Ending balance collectively evaluated for impairment 1,070,139 1,004,884 1,070,139 1,004,884  
Loans 1,072,879 1,008,076 1,072,879 1,008,076 1,027,626
Allowance for loan losses 11,444 10,480 11,444 10,480 10,619
Reserve for undisbursed lines of credit 636 609 636 609  
Total allowance for credit losses 12,080 11,089 12,080 11,089  
Commercial, Financial And Agricultural [Member]
         
Financing Receivable, Recorded Investment, Past Due [Line Items]          
Beginning balance 3,102 3,122 2,905 2,617  
Chargeoffs 0 (2) (9) (79)  
Recoveries 3 32 21 76  
Provision (credit) 136 (274) 324 264  
Ending balance 3,241 2,878 3,241 2,878  
Ending balance individually evaluated for impairment 4 39 4 39  
Ending balance collectively evaluated for impairment 3,237 2,839 3,237 2,839  
Financing receivables Ending balance individually evaluated for impairment 20 223 20 223  
Financing receivables Ending balance collectively evaluated for impairment 169,430 155,820 169,430 155,820  
Loans 169,450 156,043 169,450 156,043 146,990
Allowance for loan losses 2,795 2,448 2,795 2,448  
Reserve for undisbursed lines of credit 446 430 446 430  
Total allowance for credit losses 3,241 2,878 3,241 2,878  
Municipal Loans [Member]
         
Financing Receivable, Recorded Investment, Past Due [Line Items]          
Beginning balance 410 115 309 236  
Chargeoffs 0 0 0 0  
Recoveries 0 0 0 0  
Provision (credit) 31 182 132 61  
Ending balance 441 297 441 297  
Ending balance individually evaluated for impairment 0 0 0 0  
Ending balance collectively evaluated for impairment 441 297 441 297  
Financing receivables Ending balance individually evaluated for impairment 0 0 0 0  
Financing receivables Ending balance collectively evaluated for impairment 82,048 97,015 82,048 97,015  
Loans 82,048 97,015 82,048 97,015 101,705
Allowance for loan losses 435 295 435 295  
Reserve for undisbursed lines of credit 6 2 6 2  
Total allowance for credit losses 441 297 441 297  
Real Estate Loans – Residential [Member]
         
Financing Receivable, Recorded Investment, Past Due [Line Items]          
Beginning balance 3,476 2,563 3,138 2,428  
Chargeoffs 0 (14) (20) (63)  
Recoveries 1 2 13 3  
Provision (credit) 85 678 431 861  
Ending balance 3,562 3,229 3,562 3,229  
Ending balance individually evaluated for impairment 270 215 270 215  
Ending balance collectively evaluated for impairment 3,292 3,014 3,292 3,014  
Financing receivables Ending balance individually evaluated for impairment 2,132 2,380 2,132 2,380  
Financing receivables Ending balance collectively evaluated for impairment 475,189 423,240 475,189 423,240  
Loans 477,321 425,620 477,321 425,620  
Allowance for loan losses 3,472 3,131 3,472 3,131  
Reserve for undisbursed lines of credit 90 98 90 98  
Total allowance for credit losses 3,562 3,229 3,562 3,229  
Real Estate Loans – Commercial [Member]
         
Financing Receivable, Recorded Investment, Past Due [Line Items]          
Beginning balance 4,557 4,856 4,484 5,143  
Chargeoffs 0 0 0 (60)  
Recoveries 1 0 1 43  
Provision (credit) 3 (507) 76 (777)  
Ending balance 4,561 4,349 4,561 4,349  
Ending balance individually evaluated for impairment 60 0 60 0  
Ending balance collectively evaluated for impairment 4,501 4,349 4,501 4,349  
Financing receivables Ending balance individually evaluated for impairment 581 588 581 588  
Financing receivables Ending balance collectively evaluated for impairment 326,601 310,275 326,601 310,275  
Loans 327,182 310,863 327,182 310,863  
Allowance for loan losses 4,502 4,306 4,502 4,306  
Reserve for undisbursed lines of credit 59 43 59 43  
Total allowance for credit losses 4,561 4,349 4,561 4,349  
Real Estate Loans – Construction [Member]
         
Financing Receivable, Recorded Investment, Past Due [Line Items]          
Beginning balance 233 193 477 283  
Chargeoffs 0 (85) 0 (96)  
Recoveries 8 7 21 18  
Provision (credit) (10) 175 (267) 85  
Ending balance 231 290 231 290  
Ending balance individually evaluated for impairment 0 0 0 0  
Ending balance collectively evaluated for impairment 231 290 231 290  
Financing receivables Ending balance individually evaluated for impairment 0 0 0 0  
Financing receivables Ending balance collectively evaluated for impairment 11,285 12,238 11,285 12,238  
Loans 11,285 12,238 11,285 12,238  
Allowance for loan losses 196 254 196 254  
Reserve for undisbursed lines of credit 35 36 35 36  
Total allowance for credit losses 231 290 231 290  
Installment Loans [Member]
         
Financing Receivable, Recorded Investment, Past Due [Line Items]          
Beginning balance 21 25 23 24  
Chargeoffs 0 (2) 0 (10)  
Recoveries 0 0 0 3  
Provision (credit) (2) 0 (4) 6  
Ending balance 19 23 19 23  
Ending balance individually evaluated for impairment 0 0 0 0  
Ending balance collectively evaluated for impairment 19 23 19 23  
Financing receivables Ending balance individually evaluated for impairment 7 1 7 1  
Financing receivables Ending balance collectively evaluated for impairment 5,252 5,857 5,252 5,857  
Loans 5,259 5,858 5,259 5,858  
Allowance for loan losses 19 23 19 23  
Reserve for undisbursed lines of credit 0 0 0 0  
Total allowance for credit losses 19 23 19 23  
All Other Loans [Member]
         
Financing Receivable, Recorded Investment, Past Due [Line Items]          
Beginning balance 18 27 17 23  
Chargeoffs 0 0 0 0  
Recoveries 0 0 0 0  
Provision (credit) 7 (4) 8 0  
Ending balance 25 23 25 23  
Ending balance individually evaluated for impairment 0 0 0 0  
Ending balance collectively evaluated for impairment 25 23 25 23  
Financing receivables Ending balance individually evaluated for impairment 0 0 0 0  
Financing receivables Ending balance collectively evaluated for impairment 334 439 334 439  
Loans 334 439 334 439  
Allowance for loan losses 25 23 25 23  
Reserve for undisbursed lines of credit 0 0 0 0  
Total allowance for credit losses $ 25 $ 23 $ 25 $ 23