CONSOLIDATED STATEMENTS OF INCOME (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
INTEREST INCOME
Interest and fees on loans	$ 3,391	$ 3,468
Interest and dividends on securities	1,063	1,148
Federal funds sold	12	18
Other	6	1
Total interest income	4,472	4,635
INTEREST EXPENSE
Interest on other deposits	396	604
Interest on borrowings	214	175
Total interest expense	610	779
Net Interest Income	3,862	3,856
Provision for loan losses	52	430
Net interest income after provision for loan lossed	3,810	3,426
OTHER INCOME
Service charges on deposit accounts	979	971
Trust Department income	200	224
Other income	332	399
Total other income	1,511	1,594
OTHER EXPENSES
Salaries and employee benefits	2,583	2,519
Occupancy expense	608	563
Other operating expense	1,195	1,346
Total other expense	4,386	4,428
INCOME BEFORE PROVISION FOR INCOME TAXES	935	592
PROVISION (BENEFIT) FOR INCOME TAXES	103	(36)
NET INCOME	832	628
Preferred dividends	(90)	(167)
NET INCOME APPLICABLE TO COMMON SHAREHOLDERS	$ 742	$ 461
BASIC NET INCOME PER COMMON SHARE	$ 0.26	$ 0.16