CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Mar. 31, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 20,968	$ 20,708
Interest-bearing deposits with banks	1,061	182
Total cash and cash equivalents	22,029	20,890
Federal funds sold	31,995	23,995
Certificates of deposit with other banks	6,074	826
Securities available-for-sale at fair value	142,516	123,972
Securities held-to-maturity, estimated fair value of $42,853 in 2012 and $47,337 in 2011	42,829	47,219
Securities, other	1,678	1,938
Total securities	187,023	173,129
Loans, less allowance for loan losses of $3,822 in 2012 and $4,026 in 2011	226,671	228,997
Interest receivable	2,706	2,805
Premises and equipment	22,240	22,471
Other real estate	24,521	23,667
Goodwill	3,874	3,874
Cash surrender value of life insurance	6,943	6,885
Customers' liability on acceptances	2,785	1,417
Other assets	2,343	2,366
Total Assets	539,204	511,322
Liabilities:
Noninterest-bearing deposits	85,665	81,013
Time deposits of $100,000 or more	63,564	71,091
Other interest-bearing deposits	289,146	256,522
Total deposits	438,375	408,626
Interest payable	240	279
Acceptances outstanding	2,785	1,417
Borrowed funds	20,098	24,309
Other liabilities	3,644	3,202
Total Liabilities	465,142	437,833
Shareholders' equity:
Preferred stock - $1,000 par value, 25,000 shares authorized, 17,910 shares issued in 2012 and 2011	17,910	17,910
Common stock - $5 par value, 10,000,000 shares authorized, 2,890,811 shares issued in 2012 and 2011	14,454	14,454
Surplus	40,735	40,735
Retained earnings (deficit)	(1,238)	(1,981)
Accumulated other comprehensive income, net	2,239	2,409
Treasury stock, at par, 7,502 shares issued in 2012 and 2011	(38)	(38)
Total Shareholders' Equity	74,062	73,489
Total Liabilities and Shareholders' Equity	$ 539,204	$ 511,322