CONSOLIDATED BALANCE SHEETS (USD $) In Thousands, unless otherwise specified	Dec. 31, 2011	Dec. 31, 2010
ASSETS
Cash and due from banks	$ 20,708	$ 14,822
Interest-bearing deposits with banks	182	442
Total cash and cash equivalents	20,890	15,264
Federal funds sold	23,995	31,270
Certificates of deposit with other banks	826	1,778
Securities available-for-sale at fair value	123,972	124,447
Securities held-to-maturity (estimated fair value of $47,337 in 2011 and $32,541 in 2010)	47,219	33,095
Securities, other	1,938	1,933
Total securities	173,129	159,475
Loans, less allowance for loan losses of $4,026 in 2011 and $4,477 in 2010	228,997	243,287
Interest receivable	2,805	2,902
Premises and equipment	22,471	22,922
Other real estate	23,667	20,272
Goodwill	3,874	3,874
Cash surrender value of life insurance	6,885	6,650
Customers' liability on acceptances	1,417	1,142
Other assets	2,366	3,646
Total Assets	511,322	512,482
Liabilities:
Noninterest-bearing deposits	81,013	74,022
Interest-bearing deposits	327,613	334,721
Total deposits	408,626	408,743
Interest payable	279	419
Acceptances outstanding	1,417	1,142
Borrowed funds	24,309	26,970
Other liabilities	3,202	3,295
Total liabilities	437,833	440,569
Shareholders' equity:
Preferred stock, $1,000 par value, 25,000 shares authorized, 17,910 shares issued and outstanding in 2011 and 2010	17,910	17,742
Common stock - $5 par value, 10,000,000 shares authorized, 2,890,811 shares issued and outstanding in 2011 and 2010	14,454	14,454
Surplus	40,735	40,733
Retained deficit	(1,981)	(2,214)
Accumulated other comprehensive income, net of income taxes	2,409	1,236
Treasury stock, at par, 7,502 shares and 7,602 shares issued in 2011 and 2010, respectively	(38)	(38)
Total shareholders' equity	73,489	71,913
Total Liabilities and Shareholders' Equity	$ 511,322	$ 512,482