<informationTable xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
   <infoTable>
       <nameOfIssuer>3M CO COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>88579Y101</cusip>
       <value>239</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1088</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>1088</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ALPHABET INC CAP STK CL C</nameOfIssuer>
       <titleOfClass>CAP STK CL C</titleOfClass>
       <cusip>02079K107</cusip>
       <value>445</value>
       <shrsOrPrnAmt>
           <sshPrnamt>431</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>431</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ALTRIA GROUP INC COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>02209S103</cusip>
       <value>278</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4461</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>4461</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AMAZON COM INC COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>023135106</cusip>
       <value>796</value>
       <shrsOrPrnAmt>
           <sshPrnamt>530</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>530</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>APPLE INC COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>037833100</cusip>
       <value>528</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3145</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>3145</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AT&amp;T INC COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>00206R102</cusip>
       <value>387</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10853</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>10853</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BANK AMER CORP COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>060505104</cusip>
       <value>233</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7773</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>7773</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BERKSHIRE HATHAWAY INC DEL CL A</nameOfIssuer>
       <titleOfClass>DEL CL A</titleOfClass>
       <cusip>084670108</cusip>
       <value>598</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>2</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BERKSHIRE HATHAWAY INC DEL CL B NEW</nameOfIssuer>
       <titleOfClass>DEL CL B NEW</titleOfClass>
       <cusip>084670702</cusip>
       <value>1278</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6418</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>6418</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BOEING CO COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>097023105</cusip>
       <value>595</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1815</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>1815</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BRISTOL MYERS SQUIBB CO COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>110122108</cusip>
       <value>282</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4460</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>4460</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CHEVRON CORP NEW COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>166764100</cusip>
       <value>214</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1873</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>1873</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COHEN &amp; STEERS INFRASTRUCTUR COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>19248A109</cusip>
       <value>587</value>
       <shrsOrPrnAmt>
           <sshPrnamt>29054</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>29054</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COMPASS MINERALS INTL INC COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>20451N101</cusip>
       <value>217</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3597</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>3597</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>DELUXE CORP COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>248019101</cusip>
       <value>237</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3209</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>3209</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>DISNEY WALT CO COM DISNEY</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>254687106</cusip>
       <value>444</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4418</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>4418</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>DUKE ENERGY CORP NEW COM NEW</nameOfIssuer>
       <titleOfClass>COM NEW</titleOfClass>
       <cusip>26441C204</cusip>
       <value>319</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4416</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>4116</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EXXON MOBIL CORP COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>30231G102</cusip>
       <value>307</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4121</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>4121</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIDELITY COMWLTH TR NDQ CP IDX TRK</nameOfIssuer>
       <titleOfClass>NDQ CP IDX TRK</titleOfClass>
       <cusip>315912808</cusip>
       <value>1631</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5965</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5965</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH</nameOfIssuer>
       <titleOfClass>HLTH CARE ALPH</titleOfClass>
       <cusip>33734X143</cusip>
       <value>306</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4410</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>4410</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST TR EXCHANGE TRADED FD SENIOR LN FD</nameOfIssuer>
       <titleOfClass>SENIOR LN FD</titleOfClass>
       <cusip>33738D309</cusip>
       <value>310</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5050</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5050</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FIRST TR EXCHANGE-TRADED FD PFD SECS INC ETF</nameOfIssuer>
       <titleOfClass>PFD SECS INC ETF</titleOfClass>
       <cusip>33739E108</cusip>
       <value>380</value>
       <shrsOrPrnAmt>
           <sshPrnamt>23513</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>23513</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FS INVT CORP COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>302635107</cusip>
       <value>294</value>
       <shrsOrPrnAmt>
           <sshPrnamt>40600</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>40600</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>GABELLI MULTIMEDIA TR INC COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>36239Q109</cusip>
       <value>165</value>
       <shrsOrPrnAmt>
           <sshPrnamt>17815</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>17815</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>GENERAL ELECTRIC CO COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>369604103</cusip>
       <value>233</value>
       <shrsOrPrnAmt>
           <sshPrnamt>18686</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>18686</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HOME DEPOT INC COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>437076102</cusip>
       <value>792</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4442</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>4442</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HUMANA INC COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>444859102</cusip>
       <value>239</value>
       <shrsOrPrnAmt>
           <sshPrnamt>890</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>890</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INTEL CORP COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>458140100</cusip>
       <value>451</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8666</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>8666</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INVESCO VALUE MUN INCOME TR COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>46132P108</cusip>
       <value>176</value>
       <shrsOrPrnAmt>
           <sshPrnamt>15405</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>15405</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES INC MSCI EURZONE ETF</nameOfIssuer>
       <titleOfClass>MSCI EURZONE ETF</titleOfClass>
       <cusip>464286608</cusip>
       <value>1787</value>
       <shrsOrPrnAmt>
           <sshPrnamt>41225</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>41225</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR CORE S&amp;P MCP ETF</nameOfIssuer>
       <titleOfClass>CORE S&amp;P MCP ETF</titleOfClass>
       <cusip>464287507</cusip>
       <value>3691</value>
       <shrsOrPrnAmt>
           <sshPrnamt>19807</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>19807</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR CORE S&amp;P SCP ETF</nameOfIssuer>
       <titleOfClass>CORE S&amp;P SCP ETF</titleOfClass>
       <cusip>464287804</cusip>
       <value>2994</value>
       <shrsOrPrnAmt>
           <sshPrnamt>38861</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>38861</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR CORE S&amp;P500 ETF</nameOfIssuer>
       <titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
       <cusip>464287200</cusip>
       <value>776</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2923</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>2923</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR CORE US AGGBD ET</nameOfIssuer>
       <titleOfClass>CORE US AGGBD ET</titleOfClass>
       <cusip>464287226</cusip>
       <value>2130</value>
       <shrsOrPrnAmt>
           <sshPrnamt>20039</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>20039</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR IBOXX HI YD ETF</nameOfIssuer>
       <titleOfClass>ISHARES TR IBOXX HI YD ETF</titleOfClass>
       <cusip>464288513</cusip>
       <value>311</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3627</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>3627</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR IBOXX INV CP ETF</nameOfIssuer>
       <titleOfClass>IBOXX INV CP ETF</titleOfClass>
       <cusip>464287242</cusip>
       <value>389</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3619</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>3619</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR MSCI EMG MKT ETF</nameOfIssuer>
       <titleOfClass>MSCI EMG MKT ETF</titleOfClass>
       <cusip>464287234</cusip>
       <value>1244</value>
       <shrsOrPrnAmt>
           <sshPrnamt>26097</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>26097</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR NASDQ BIOTEC ETF</nameOfIssuer>
       <titleOfClass>NASDQ BIOTEC ETF</titleOfClass>
       <cusip>464287556</cusip>
       <value>2809</value>
       <shrsOrPrnAmt>
           <sshPrnamt>26426</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>26426</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR RUS 1000 ETF</nameOfIssuer>
       <titleOfClass>RUS 1000 ETF</titleOfClass>
       <cusip>464287622</cusip>
       <value>781</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5316</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5316</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR RUSSELL 2000 ETF</nameOfIssuer>
       <titleOfClass>RUSSELL 2000 ETF</titleOfClass>
       <cusip>464287655</cusip>
       <value>833</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5484</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5484</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR S&amp;P 500 VAL ETF</nameOfIssuer>
       <titleOfClass>S&amp;P 500 VAL ETF</titleOfClass>
       <cusip>464287408</cusip>
       <value>2817</value>
       <shrsOrPrnAmt>
           <sshPrnamt>25878</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>25878</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR S&amp;P US PFD STK</nameOfIssuer>
       <titleOfClass>S&amp;P US PFD STK</titleOfClass>
       <cusip>464288687</cusip>
       <value>712</value>
       <shrsOrPrnAmt>
           <sshPrnamt>19509</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>19509</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR SELECT DIVID ETF</nameOfIssuer>
       <titleOfClass>SELECT DIVID ETF</titleOfClass>
       <cusip>464287168</cusip>
       <value>1956</value>
       <shrsOrPrnAmt>
           <sshPrnamt>20969</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>20969</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR SP SMCP600VL ETF</nameOfIssuer>
       <titleOfClass>SP SMCP600VL ETF</titleOfClass>
       <cusip>464287879</cusip>
       <value>479</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3173</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>3173</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR TIPS BD ETF</nameOfIssuer>
       <titleOfClass>TIPS BD ETF</titleOfClass>
       <cusip>464287176</cusip>
       <value>388</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3430</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>3430</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR U.S. CNSM GD ETF</nameOfIssuer>
       <titleOfClass>U.S. CNSM GD ETF</titleOfClass>
       <cusip>464287812</cusip>
       <value>271</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2275</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>2275</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR U.S. FIN SVC ETF</nameOfIssuer>
       <titleOfClass>U.S. FIN SVC ETF</titleOfClass>
       <cusip>464287770</cusip>
       <value>271</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2070</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>2070</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR U.S. REAL ES ETF</nameOfIssuer>
       <titleOfClass>U.S. REAL ES ETF</titleOfClass>
       <cusip>464287739</cusip>
       <value>286</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3784</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>3784</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR U.S. TECH ETF</nameOfIssuer>
       <titleOfClass>U.S. TECH ETF</titleOfClass>
       <cusip>464287721</cusip>
       <value>356</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2115</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>2115</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR U.S. UTILITS ETF</nameOfIssuer>
       <titleOfClass>U.S. UTILITS ETF</titleOfClass>
       <cusip>464287697</cusip>
       <value>423</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3320</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>3320</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR US AER DEF ETF</nameOfIssuer>
       <titleOfClass>US AER DEF ETF</titleOfClass>
       <cusip>464288760</cusip>
       <value>244</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1235</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>1235</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR US HLTHCARE ETF</nameOfIssuer>
       <titleOfClass>US HLTHCARE ETF</titleOfClass>
       <cusip>464287762</cusip>
       <value>217</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1256</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>1256</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR US INDUSTRIALS</nameOfIssuer>
       <titleOfClass>US INDUSTRIALS</titleOfClass>
       <cusip>464287754</cusip>
       <value>275</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1895</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>1895</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR USA MOMENTUM FCT</nameOfIssuer>
       <titleOfClass>USA MOMENTUM FCT</titleOfClass>
       <cusip>46432F396</cusip>
       <value>833</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7862</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>7862</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI</nameOfIssuer>
       <titleOfClass>MULTIFACTOR MI</titleOfClass>
       <cusip>47804J206</cusip>
       <value>277</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8065</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>8065</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>JOHNSON &amp; JOHNSON COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>478160104</cusip>
       <value>458</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3577</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>3577</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>LOCKHEED MARTIN CORP COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>539830109</cusip>
       <value>260</value>
       <shrsOrPrnAmt>
           <sshPrnamt>769</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>769</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP</nameOfIssuer>
       <titleOfClass>UNIT RP LP</titleOfClass>
       <cusip>559080106</cusip>
       <value>353</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6042</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>6042</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MAIN STREET CAPITAL CORP COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>56035L104</cusip>
       <value>598</value>
       <shrsOrPrnAmt>
           <sshPrnamt>16205</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>16205</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MCDONALDS CORP COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>580135101</cusip>
       <value>309</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1975</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>1975</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MICROSOFT CORP COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>594918104</cusip>
       <value>936</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10251</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>10251</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NUVEEN AMT FREE MUN CR INC F COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67071L106</cusip>
       <value>174</value>
       <shrsOrPrnAmt>
           <sshPrnamt>16050</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>16050</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NUVEEN AMT FREE QLTY MUN INC COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>670657105</cusip>
       <value>185</value>
       <shrsOrPrnAmt>
           <sshPrnamt>17826</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>17826</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NUVEEN MUN VALUE FD INC COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>670928100</cusip>
       <value>131</value>
       <shrsOrPrnAmt>
           <sshPrnamt>16508</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>16508</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NUVEEN NASDAQ 100 DYNAMIC OV COM SHS</nameOfIssuer>
       <titleOfClass>COM SHS</titleOfClass>
       <cusip>670699107</cusip>
       <value>499</value>
       <shrsOrPrnAmt>
           <sshPrnamt>20834</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>20834</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NUVEEN PFD &amp; INCM SECURTIES COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67072C105</cusip>
       <value>116</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11818</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>11818</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NVIDIA CORP COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>67066G104</cusip>
       <value>585</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2528</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>2528</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PAYCHEX INC COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>704326107</cusip>
       <value>242</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3935</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>3935</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PHILIP MORRIS INTL INC COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>718172109</cusip>
       <value>470</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4731</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>4731</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PIMCO ETF TR ENHAN SHRT MA AC</nameOfIssuer>
       <titleOfClass>ENHAN SHRT MA AC</titleOfClass>
       <cusip>72201R833</cusip>
       <value>651</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6457</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>6457</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PIMCO MUN INCOME FD II COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>72200W106</cusip>
       <value>106</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10718</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>10718</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES ETF TRUST DYN SEMCT PORT</nameOfIssuer>
       <titleOfClass>DYN SEMCT PORT</titleOfClass>
       <cusip>73935X781</cusip>
       <value>283</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5350</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5350</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES QQQ TRUST UNIT SER 1</nameOfIssuer>
       <titleOfClass>UNIT SER 1</titleOfClass>
       <cusip>73935A104</cusip>
       <value>455</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2353</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>2353</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PROCTER AND GAMBLE CO COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>742718109</cusip>
       <value>440</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5551</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>5551</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PUTNAM MANAGED MUN INCOM TR COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>746823103</cusip>
       <value>108</value>
       <shrsOrPrnAmt>
           <sshPrnamt>15125</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>15125</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SALESFORCE COM INC COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>79466L302</cusip>
       <value>259</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2174</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>2174</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SCHWAB STRATEGIC TR US DIVIDEND EQ</nameOfIssuer>
       <titleOfClass>US DIVIDEND EQ</titleOfClass>
       <cusip>808524797</cusip>
       <value>802</value>
       <shrsOrPrnAmt>
           <sshPrnamt>16361</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>16361</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR ENERGY</nameOfIssuer>
       <titleOfClass>ENERGY</titleOfClass>
       <cusip>81369Y506</cusip>
       <value>532</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7891</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>7891</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR SBI CONS DISCR</nameOfIssuer>
       <titleOfClass>SBI CONS DISCR</titleOfClass>
       <cusip>81369Y407</cusip>
       <value>323</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3190</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>3190</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR SBI INT-FINL</nameOfIssuer>
       <titleOfClass>SBI INT-FINL</titleOfClass>
       <cusip>81369Y605</cusip>
       <value>2101</value>
       <shrsOrPrnAmt>
           <sshPrnamt>76258</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>76258</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR SBI INT-INDS</nameOfIssuer>
       <titleOfClass>SBI INT-INDS</titleOfClass>
       <cusip>81369Y704</cusip>
       <value>665</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8956</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>8956</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SELECT SECTOR SPDR TR TECHNOLOGY</nameOfIssuer>
       <titleOfClass>TECHNOLOGY</titleOfClass>
       <cusip>81369Y803</cusip>
       <value>287</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4385</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>4385</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SPDR S&amp;P 500 ETF TR TR UNIT</nameOfIssuer>
       <titleOfClass>TR UNIT</titleOfClass>
       <cusip>78462F103</cusip>
       <value>451</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1714</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>1714</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SPDR SERIES TRUST S&amp;P 500 VALUE</nameOfIssuer>
       <titleOfClass>S&amp;P 500 VALUE</titleOfClass>
       <cusip>78464A508</cusip>
       <value>546</value>
       <shrsOrPrnAmt>
           <sshPrnamt>17783</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>17783</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TELEFONICA S A SPONSORED ADR</nameOfIssuer>
       <titleOfClass>SPONSERED ADR</titleOfClass>
       <cusip>879382208</cusip>
       <value>162</value>
       <shrsOrPrnAmt>
           <sshPrnamt>17455</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>17455</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VALERO ENERGY CORP NEW COM</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>91913Y100</cusip>
       <value>203</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2185</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>2185</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANECK VECTORS ETF TR JP MORGAN MKTS</nameOfIssuer>
       <titleOfClass>JP MORGAN MKTS</titleOfClass>
       <cusip>92189F494</cusip>
       <value>907</value>
       <shrsOrPrnAmt>
           <sshPrnamt>46284</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>46284</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANECK VECTORS ETF TR MORNINGSTAR INTL</nameOfIssuer>
       <titleOfClass>MORNINGSTAR INTL</titleOfClass>
       <cusip>92189F593</cusip>
       <value>566</value>
       <shrsOrPrnAmt>
           <sshPrnamt>16530</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>16530</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANECK VECTORS ETF TR MORNINGSTAR WIDE</nameOfIssuer>
       <titleOfClass>MORNINGSTAR WIDE</titleOfClass>
       <cusip>92189F643</cusip>
       <value>485</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11685</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>11685</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD BD INDEX FD INC SHORT TRM BOND</nameOfIssuer>
       <titleOfClass>SHORT TRM BOND</titleOfClass>
       <cusip>921937827</cusip>
       <value>5523</value>
       <shrsOrPrnAmt>
           <sshPrnamt>71356</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>71356</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INTL EQUITY INDEX F ALLWRLD EX US</nameOfIssuer>
       <titleOfClass>ALLWRLD EX US</titleOfClass>
       <cusip>922042775</cusip>
       <value>3724</value>
       <shrsOrPrnAmt>
           <sshPrnamt>68863</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>68863</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF</nameOfIssuer>
       <titleOfClass>FTSE EMR MKT ETF</titleOfClass>
       <cusip>922042858</cusip>
       <value>1652</value>
       <shrsOrPrnAmt>
           <sshPrnamt>35379</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>35379</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF</nameOfIssuer>
       <titleOfClass>FTSE EUROPE ETF</titleOfClass>
       <cusip>922042874</cusip>
       <value>905</value>
       <shrsOrPrnAmt>
           <sshPrnamt>15608</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>15608</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD WORLD FDS HEALTH CAR ETF</nameOfIssuer>
       <titleOfClass>HEALTH CAR ETF</titleOfClass>
       <cusip>92204A504</cusip>
       <value>757</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4930</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>4930</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD WORLD FDS INF TECH ETF</nameOfIssuer>
       <titleOfClass>INF TECH ETF</titleOfClass>
       <cusip>92204A702</cusip>
       <value>3107</value>
       <shrsOrPrnAmt>
           <sshPrnamt>18308</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>18308</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VISA INC COM CL A</nameOfIssuer>
       <titleOfClass>COM</titleOfClass>
       <cusip>92826C839</cusip>
       <value>282</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2405</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>0</Shared>
           <None>2405</None>
       </votingAuthority>
   </infoTable>
</informationTable>
