<ARTICLE>                     5
<LEGEND>
     THIS SCHEDULE  CONTAINS SUMMARY  FINANCIAL  INFORMATION  EXTRACTED FROM THE
     MARCH 31, 2000 FORM 10-Q AND IS  QUALIFIED  IN ITS ENTIRETY BY REFERENCE TO
     SUCH FINANCIAL STATEMENTS.



<MULTIPLIER>                         1,000

                                  
<PERIOD-TYPE>                        3-MOS
<FISCAL-YEAR-END>                    DEC-31-2000
<PERIOD-START>                       JAN-01-2000
<PERIOD-END>                         MAR-31-2000
<CASH>                               3,194
<SECURITIES>                         380
<RECEIVABLES>                        158
<ALLOWANCES>                         0
<INVENTORY>                          0
<CURRENT-ASSETS>                     7,476
<PP&E>                               3,928
<DEPRECIATION>                       2,184
<TOTAL-ASSETS>                       29,642
<CURRENT-LIABILITIES>                5,951
<BONDS>                              0
<PREFERRED-MANDATORY>                0
<PREFERRED>                          0
<COMMON>                             278
<OTHER-SE>                           18,812
<TOTAL-LIABILITY-AND-EQUITY>         29,642
<SALES>                              0
<TOTAL-REVENUES>                     6,502
<CGS>                                155
<TOTAL-COSTS>                        6,237
<OTHER-EXPENSES>                     222
<LOSS-PROVISION>                     129
<INTEREST-EXPENSE>                   78
<INCOME-PRETAX>                      278
<INCOME-TAX>                         109
<INCOME-CONTINUING>                  178
<DISCONTINUED>                       0
<EXTRAORDINARY>                      0
<CHANGES>                            0
<NET-INCOME>                         178
<EPS-BASIC>                          0.07
<EPS-DILUTED>                        0.06