Consolidated Statements of Income (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest income
Loans, including fees	$ 8,297	$ 9,099
Interest and dividends on investments: Taxable interest	353	433
Interest and dividends on investments: Tax exempt interest	376	366
Interest and dividends on investments: Dividend income	18	16
Deposits and obligations of other banks	58	37
Total interest income	9,102	9,951
Interest expense
Deposits	1,103	1,455
Securities sold under agreements to repurchase	18	20
Long-term debt	121	492
Total interest expense	1,242	1,967
Net interest income	7,860	7,984
Provision for loan losses	803	1,950
Net interest income after provision for loan losses	7,057	6,034
Noninterest income
Investment and trust services fees	1,019	967
Loan service charges	250	272
Mortgage banking activities	(22)	47
Deposit service charges and fees	436	474
Other service charges and fees	221	235
Debit card income	285	275
Increase in cash surrender value of life insurance	152	167
Other real estate owned gains, net		38
Other	43	88
Total noninterest income	2,384	2,563
Noninterest expense
Salaries and employee benefits	4,214	3,796
Net occupancy expense	568	519
Furniture and equipment expense	247	209
Advertising	335	315
Legal and professional fees	279	279
Data processing	394	413
Pennsylvania bank shares tax	205	187
Intangible amortization	106	109
FDIC insurance	245	261
ATM/debit card processing	181	151
Other	808	771
Total noninterest expense	7,582	7,010
Income before federal income taxes	1,859	1,587
Federal income tax expense	308	218
Net income	$ 1,551	$ 1,369
Per share
Basic earnings per share	$ 0.38	$ 0.34
Diluted earnings per share	$ 0.38	$ 0.34
Cash dividends declared	$ 0.17	$ 0.27