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Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Interest income        
Loans, including fees $ 23,159 $ 21,425 $ 45,727 $ 41,289
Interest and dividends on investments:        
Taxable interest 3,480 4,524 7,096 9,349
Tax exempt interest 265 269 530 540
Dividend income 201 189 404 379
Interest-earning deposits in other banks 1,826 2,193 2,944 4,101
Total interest income 28,931 28,600 56,701 55,658
Interest expense        
Deposits 7,202 8,918 14,089 17,948
FHLB overnight borrowings and advances 2,181 2,181 4,339 4,339
Subordinate notes 201 263 406 528
Total interest expense 9,584 11,362 18,834 22,815
Net interest income 19,347 17,238 37,867 32,843
Provision for credit losses - loans 1,600 704 1,802 1,454
Provision for (reversal of) credit losses - unfunded commitments 39 (69) 58 (40)
Total provision for credit losses 1,639 635 1,860 1,414
Net interest income after credit loss expense 17,708 16,603 36,007 31,429
Noninterest income        
Wealth management fees 2,567 2,419 4,873 4,633
Loan service charges 289 294 527 503
Gain on sale of loans 227 132 545 241
Deposit service charges and fees 694 613 1,341 1,218
Other service charges and fees 521 480 1,002 963
Debit card income 632 608 1,251 1,167
Increase in cash surrender value of life insurance 135 116 267 230
Change in fair value of equity securities       (7)
Other 84 441 703 716
Total noninterest income 5,149 5,103 10,509 9,664
Noninterest Expense        
Salaries 6,453 6,210 12,690 12,386
Employee benefits 2,162 2,654 4,949 4,984
Net occupancy 1,178 1,146 2,419 2,371
Marketing and advertising 362 353 788 786
Legal and professional 556 537 1,251 1,064
Data processing 1,578 1,514 3,119 3,071
Pennsylvania bank shares tax 236 137 490 297
FDIC Insurance 367 409 850 954
ATM/debit card processing 383 344 760 683
Telecommunications 128 109 262 216
Other 1,206 976 2,382 2,153
Total noninterest expense 14,609 14,389 29,960 28,965
Income before income taxes 8,248 7,317 16,556 12,128
Income tax expense 1,637 1,409 3,308 2,299
Net income $ 6,611 $ 5,908 $ 13,248 $ 9,829
Per share        
Basic earnings per share $ 1.47 $ 1.32 $ 2.95 $ 2.21
Diluted earnings per share $ 1.47 $ 1.32 $ 2.94 $ 2.20