Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2026	Dec. 31, 2025
Assets
Cash and due from banks	$ 25,560	$ 22,446
Short-term interest-earning deposits in other banks	169,471	105,275
Total cash and cash equivalents	195,031	127,721
Long-term interest-earning deposits in other banks	750	999
Debt securities available for sale, at fair value	452,345	454,586
Restricted stock	8,985	8,897
Loans held for sale	2,797	18,929
Loans	1,610,619	1,561,238
Allowance for credit losses	(21,864)	(20,655)
Net Loans	1,588,755	1,540,583
Premises and equipment, net	26,262	27,138
Right of use asset	4,048	3,657
Bank owned life insurance	22,519	23,207
Goodwill	9,016	9,016
Deferred tax asset, net	8,379	7,881
Other assets	16,294	16,404
Total assets	2,335,181	2,239,018
Deposits
Noninterest-bearing checking	341,103	310,251
Money management, savings, and interest checking	1,354,833	1,301,198
Time	228,652	224,323
Total deposits	1,924,588	1,835,772
Federal Home Loan Bank advances	200,000	200,000
Subordinate notes	10,855	10,845
Lease liability	4,251	3,840
Other liabilities	11,642	13,319
Total liabilities	2,151,336	2,063,776
Commitments and contingent liabilities (see Note 16)
Shareholders' equity
Common stock, $1 par value per share,15,000,000 shares authorized with 4,710,972 shares issued and 4,493,715 shares outstanding at June 30, 2026 and 4,710,972 shares issued and 4,481,149 shares outstanding at December 31, 2025	4,711	4,711
Capital stock no par value, 5,000,000 shares authorized with no shares issued and outstanding
Additional paid-in capital	44,135	43,932
Retained earnings	165,085	154,844
Accumulated other comprehensive loss	(23,458)	(21,589)
Treasury stock, 217,257 shares at June 30, 2026 and 229,823 shares at December 31, 2025, at cost	(6,628)	(6,656)
Total shareholders' equity	183,845	175,242
Total liabilities and shareholders' equity	$ 2,335,181	$ 2,239,018