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Consolidated Statements Of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Cash flows from operating activities    
Net income $ 21,226 $ 11,099
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 2,146 2,090
Net amortization of loans and investment securities 280 2,968
Amortization of subordinate debt issuance costs 146 38
Provision for credit losses 2,899 1,983
Change in fair value of equity securities 7 (209)
Realized losses on sales of debt securities   4,267
Loans originated for sale (44,469) (43,086)
Proceeds from sale of loans 44,459 41,394
Gain on sale of loans held for sale (672) (565)
Increase in cash surrender value of life insurance (469) (457)
Gains from claims on life insurance policies   (78)
Stock option compensation 819 634
Pension plan contribution (1,000)  
Increase in other assets 1,197 1,077
(Decrease) increase in other liabilities (376) 1,073
Deferred tax benefit (751) (473)
Net cash provided by operating activities 25,442 21,755
Cash flows from investing activities    
Net decrease in long-term interest-earning deposits in other banks 500 4,730
Proceeds from sales and calls of investment securities available for sale   42,413
Proceeds from maturities and pay-downs of securities available for sale 72,489 54,820
Purchase of investment securities available for sale   (136,268)
Net increase in restricted stock (122) (6,400)
Net increase in loans (179,183) (141,652)
Proceeds from surrender of life insurance policies   558
Proceeds from sale of equity securities 161  
Capital expenditures (866) (2,567)
Net cash used in investing activities (107,021) (184,366)
Cash flows from financing activities    
Net increase in demand deposits, interest-bearing checking, and savings accounts 111,707 94,210
Net (decrease) increase in time deposits (91,582) 183,459
Increase in long-term borrowings (FHLB)   200,000
(Decrease) in long-term borrowings (FHLB & FRB)   (130,000)
Redemption of subordinate notes (9,000)  
Dividends paid (5,845) (5,629)
Purchase of Treasury shares (1,104) (827)
Cash received from option exercises 286 122
Treasury shares issued under dividend reinvestment plan 1,225 1,749
Net cash provided by financing activities 5,687 343,084
(Decrease) increase in cash and cash equivalents (75,892) 180,473
Cash and cash equivalents as of January 1 203,613 23,140
Cash and cash equivalents as of December 31 127,721 203,613
Cash paid during the year for:    
Interest on deposits and other borrowed funds 45,562 43,105
Noncash Activities:    
Loans transferred to held for sale 15,777  
Lease liabilities arising from obtaining right-of-use assets $ 147 $ 20