Income Taxes (Tables)

12 Months Ended

Dec. 31, 2025

Income Taxes [Abstract]

Schedule Of Components Of Income Tax Expense (Benefit)

	For the Years Ended December 31
(Dollars in thousands)	2025		2024
Current tax expense (benefit)
Federal	$	5,496	$	2,567
State		296		122
Total current tax expense (benefit)		5,792		2,689
Deferred tax expense (benefit)
Federal		(698)		(437)
State		(53)		(36)
Total deferred tax expense (benefit)		(751)		(473)
Total income tax provision	$	5,041	$	2,216

Schedule Of Interest Taxes Paid

(Dollars in thousands)	2025		2024
Federal	$	5,220	$	1,700
Other		125		159
Total	$	5,345	$	1,859

Schedule Of Deferred Tax Assets And Liabilities

(Dollars in thousands)
Deferred Tax Assets	2025		2024
Allowance for credit losses	$	4,591	$	3,810
Deferred compensation		1,014		951
Purchase accounting		—		20
Accumulated other comprehensive loss		5,739		9,439
Lease liabilities		836		920
Other		634		605
Total gross deferred tax assets		12,814		15,745
Deferred Tax Liabilities
Depreciation		2,828		2,936
Right-of-use asset		796		886
Joint ventures and partnerships		56		48
Pension		827		663
Deferred loan fees and costs, net		426		381
Total gross deferred tax liabilities		4,933		4,914
Net deferred tax asset	$	7,881	$	10,831

Schedule Of Effective Income Tax Rate Reconciliation

	For the Years Ended December 31
(Dollars in thousands)	2025		%	2024		%
Tax provision at statutory rate	$	5,516	21.0%	$	2,796	21.0%
State income taxes, net of federal tax effect (1)		215	0.8%		81	0.6%
Nontaxable or nondeductible items
Nontaxable interest income		(831)	-3.2%		(881)	-6.6%
Appreciation in cash surrender value of life insurance		(90)	-0.3%		(107)	-0.8%
Disallowed interest expense		290	1.1%		323	2.4%
Share-based compensation		(26)	-0.1%		12	0.1%
Other nondeductible expenses		(33)	-0.1%		(8)	-0.1%
Income tax provision	$	5,041	19.2%	$	2,216	16.6%
(1) The State of Maryland made up the majority (greater than 50%) of the tax effect in this category