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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2025
Regulatory Matters [Abstract]  
Schedule Of The Total Risk-based, Tier 1 Risk-based And Tier 1 Leverage Requirements

As of December 31, 2025

Regulatory Ratios

Adequately Capitalized

Well Capitalized

Actual

Minimum

Minimum

(Dollars in thousands)

Amount

Ratio

Amount

Ratio

Amount

Ratio

Common Equity Tier 1
Risk-based Capital Ratio (1)

Corporation

$

187,815

11.45%

$

73,802

N/A

N/A

N/A

Bank

197,096

12.02%

73,798

4.50%

$

106,597

6.50%

Tier 1 Risk-based Capital Ratio (2)

Corporation

$

187,815

11.45%

$

98,403

N/A

N/A

N/A

Bank

197,096

12.02%

98,397

6.00%

$

131,196

8.00%

Total Risk-based Capital Ratio (3)

Corporation

$

217,639

13.27%

$

131,204

N/A

N/A

N/A

Bank

217,620

13.27%

131,196

8.00%

$

163,995

10.00%

Tier 1 Leverage Ratio (4)

Corporation

$

187,815

8.17%

$

92,000

N/A

N/A

N/A

Bank

197,096

8.57%

91,994

4.00%

$

114,993

5.00%

 

As of December 31, 2024

Regulatory Ratios

Adequately Capitalized

Well Capitalized

Actual

Minimum

Minimum

(Dollars in thousands)

Amount

Ratio

Amount

Ratio

Amount

Ratio

Common Equity Tier 1
Risk-based Capital Ratio (1)

Corporation

$

171,208

11.31%

$

68,095

N/A

N/A

N/A

Bank

179,837

11.71%

69,088

4.50%

$

99,794

6.50%

Tier 1 Risk-based Capital Ratio (2)

Corporation

$

171,208

11.31%

$

90,793

N/A

N/A

N/A

Bank

179,837

11.71%

92,117

6.00%

$

122,823

8.00%

Total Risk-based Capital Ratio (3)

Corporation

$

209,603

13.85%

$

121,057

N/A

N/A

N/A

Bank

199,033

12.96%

122,823

8.00%

$

153,529

10.00%

Tier 1 Leverage Ratio (4)

Corporation

$

171,208

7.92%

$

86,449

N/A

N/A

N/A

Bank

179,837

8.20%

87,715

4.00%

$

109,644

5.00%

(1)Common equity Tier 1 capital / total risk-weighted assets

(2)Tier 1 capital / total risk-weighted assets

(3)Total risk-based capital / total risk-weighted assets

(4)Tier 1 capital / average quarterly assets