Segment Reporting

12 Months Ended

Dec. 31, 2025

Segment Reporting [Abstract]

Segment Reporting

Note 25. Segment Reporting

The Corporation’s reportable segments are determined by the Chief Operating Officer of the Bank, who is the designated chief operating decision maker (CODM), based upon information provided about the Corporation’s products and services offered primarily between community banking and wealth management segments. The segments are also distinguished by the level of information provided to the CODM, who uses such information to review the performance of various components of the business, which are then aggregated if operating performance, products/services, and customer are similar. The CODM evaluates the financial performance of the Corporation’s business segments by evaluating revenue streams, significant expenses, and budget to actual results to assess the performance of the segments and to determine allocation of resources. This evaluation is also used to assess the performance of each segment to evaluate compensation of certain employees.

Community Banking Segment. Pretax profit or loss is used to assess the performance of this segment by monitoring net interest income, fee income and noninterest expense. In this segment, interest income on loans and securities, and banking service fees are the primary source of revenue. Interest expense, the provision for credit losses, and salaries and benefits are the primary expenses.

Wealth Management Segment. Pretax profit or loss is used to assess the performance of the this segment by monitoring fee income and operating expense, and by assets under management. In this segment, fees from assets under management are the primary source of revenue, while salaries and benefits are the primary expense.

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	Year Ended December 31, 2025						Year Ended December 31, 2024
	Reportable Segments						Reportable Segments
(Dollars in thousands)	Wealth		Community Banking		Consolidated Total		Wealth		Community Banking		Consolidated Total
Interest income - loans, including fees	$	—	$	87,226	$	87,226	$	—	$	73,996	$	73,996
Interest income - investments		—		19,504		19,504		—		18,211		18,218
Interest income - interest-earning deposits in other banks		—		7,641		7,641		—		9,237		9,237
Wealth fee income		9,169		—		9,169		8,538		—		8,538
Total segment income	$	9,169	$	114,371	$	123,540	$	8,538	$	101,444	$	109,989
Reconciliation of revenue
Other revenue - not allocated to a segment						10,007						5,141
Total consolidated revenue					$	133,547					$	115,130
Less:
Interest expense - deposits	$	—	$	34,694	$	34,694	$	—	$	30,906	$	30,906
Interest expense - other borrowings		—		8,750		10,031		—		11,981		13,031
Provision for credit losses		—		2,899		2,899		—		1,983		1,983
Salary and benefit expense		4,018		31,311		35,329		3,829		28,923		32,752
Segment profit	$	5,151	$	36,717	$	50,594	$	4,709	$	27,651	$	36,458
Other expenses - not allocated to a segment						24,327						23,143
Income before taxes					$	26,267					$	13,315
Other segment disclosures
Net occupancy	$	482	$	4,300	$	4,782	$	524	$	4,059	$	4,583
Data processing	$	185	$	5,932	$	6,117	$	198	$	5,606	$	5,804
Total assets for reportable segments	$	1,413	$	2,236,154	$	2,239,018	$	1,555	$	2,194,365	$	2,197,841