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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Assets    
Cash and due from banks $ 22,446 $ 19,848
Short-term interest-earning deposits in other banks 105,275 183,765
Total cash and cash equivalents 127,721 203,613
Long-term interest-earning deposits in other banks 999 1,499
Debt securities available for sale, at fair value 454,586 508,604
Equity securities   166
Restricted stock 8,897 8,775
Loans held for sale 18,929 2,470
Loans 1,561,238 1,398,077
Allowance for credit losses (20,655) (17,653)
Net Loans 1,540,583 1,380,424
Premises and equipment, net 27,138 29,039
Right of use asset 3,657 4,106
Bank owned life insurance 23,207 22,735
Goodwill 9,016 9,016
Deferred tax asset, net 7,881 10,831
Other assets 16,404 16,563
Total assets 2,239,018 2,197,841
Deposits    
Noninterest-bearing checking 310,251 290,346
Money management, savings and interest checking 1,301,198 1,209,396
Time 224,323 315,905
Total deposits 1,835,772 1,815,647
Lease liability 3,840 4,263
Other liabilities 13,319 13,516
Total liabilities 2,063,776 2,053,125
Commitments and contingent liabilities
Shareholders' equity    
Common stock, $1 par value per share,15,000,000 shares authorized with 4,710,972 shares issued and 4,481,149 shares outstanding at December 31, 2025 and 4,710,972 shares issued and 4,427,362 shares outstanding at December 31, 2024 4,711 4,711
Capital stock without par value, 5,000,000 shares authorized with no shares issued and outstanding
Additional paid-in capital 43,932 43,791
Retained earnings 154,844 139,463
Accumulated other comprehensive (loss) income (21,589) (35,508)
Treasury stock, 229,823 shares at December 31, 2025 and 283,610 shares at December 31, 2024, at cost (6,656) (7,741)
Total shareholders' equity 175,242 144,716
Total liabilities and shareholders' equity 2,239,018 2,197,841
Federal Home Loan Bank (FHLB) Advances [Member]    
Deposits    
Debt 200,000 200,000
Subordinated Notes [Member]    
Deposits    
Debt $ 10,845 $ 19,699