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Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest income        
Loans, including fees $ 22,923 $ 19,082 $ 64,212 $ 54,363
Interest and dividends on investments:        
Taxable interest 4,336 4,011 13,685 11,825
Tax exempt interest 268 273 808 822
Dividend income 200 227 579 477
Interest-earning deposits in other banks 1,948 2,460 6,049 7,107
Total interest income 29,675 26,053 85,333 74,594
Interest expense        
Deposits 8,736 8,127 26,684 21,649
FHLB overnight borrowings and advances 2,205 2,525 6,544 7,813
Federal Reserve Bank borrowings   485   1,925
Subordinate notes 541 264 1,069 789
Total interest expense 11,482 11,401 34,297 32,176
Net interest income 18,193 14,652 51,036 42,418
Provision for credit losses - loans 1,251 474 2,704 1,524
Provision for (reversal of) credit losses - unfunded commitments (53) 11 (93) (41)
Total provision for credit losses 1,198 485 2,611 1,483
Net interest income after credit loss expense 16,995 14,167 48,425 40,935
Noninterest income        
Wealth management fees 2,264 2,097 6,897 6,366
Loan service charges 243 303 746 690
Gain on sale of loans 170 193 411 367
Deposit service charges and fees 662 628 1,880 1,814
Other service charges and fees 576 532 1,539 1,542
Debit card income 606 597 1,773 1,703
Increase in cash surrender value of life insurance 115 116 346 340
Change in fair value of equity securities   303 (7) 228
Other 175 84 890 342
Total noninterest income 4,811 4,853 14,475 13,392
Noninterest Expense        
Salaries and employee benefits 9,133 8,081 26,503 24,213
Net occupancy 1,231 1,150 3,603 3,480
Marketing and advertising 439 428 1,224 1,565
Legal and professional 680 490 1,744 1,521
Data processing 1,468 1,439 4,539 4,321
Pennsylvania bank shares tax 137 119 434 363
FDIC Insurance 495 550 1,449 1,280
ATM/debit card processing 347 307 1,030 969
Telecommunications 125 110 341 329
Nonservice pension 17 (7) 46 (43)
Other 1,076 1,250 3,201 3,563
Total noninterest expense 15,148 13,917 44,114 41,561
Income before income taxes 6,658 5,103 18,786 12,766
Income tax expense 1,304 885 3,603 2,154
Net income $ 5,354 $ 4,218 $ 15,183 $ 10,612
Per share        
Basic earnings per share $ 1.20 $ 0.96 $ 3.41 $ 2.41
Diluted earnings per share $ 1.19 $ 0.95 $ 3.39 $ 2.41