Loans (Tables)

9 Months Ended

Sep. 30, 2025

Loans [Abstract]

Schedule Of Loans Outstanding

	September 30,		December 31,
(Dollars in thousands)	2025		2024
Residential real estate 1-4 family
Consumer first liens	$	217,664	$	181,780
Commercial first lien		58,148		58,821
Total first liens		275,812		240,601
Consumer junior liens and lines of credit		84,614		76,035
Commercial junior liens and lines of credit		7,216		6,199
Total junior liens and lines of credit		91,830		82,234
Total residential real estate 1-4 family		367,642		322,835
Residential real estate - construction
Consumer		27,337		20,742
Commercial		24,415		11,685
Total residential real estate construction		51,752		32,427
Commercial real estate		904,646		803,365
Commercial		230,285		230,597
Total commercial		1,134,931		1,033,962
Consumer		9,542		8,853
		1,563,867		1,398,077
Less: Allowance for credit losses		(20,352)		(17,653)
Net Loans	$	1,543,515	$	1,380,424
Included in the loan balances are the following:
Net unamortized deferred loan costs	$	1,829	$	1,766
Loans pledged as collateral for borrowings and commitments from:
FHLB	$	825,427	$	775,410
Federal Reserve Bank		197,632		96,592
	$	1,023,059	$	872,002