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Consolidated Balance Sheets - USD ($)
$ in Thousands
Sep. 30, 2025
Dec. 31, 2024
Assets    
Cash and due from banks $ 24,674 $ 19,848
Short-term interest-earning deposits in other banks 163,470 183,765
Total cash and cash equivalents 188,144 203,613
Long-term interest-earning deposits in other banks 999 1,499
Debt securities available for sale, at fair value 469,285 508,604
Equity securities   166
Restricted stock 8,894 8,775
Loans held for sale 1,420 2,470
Loans 1,563,867 1,398,077
Allowance for credit losses (20,352) (17,653)
Net Loans 1,543,515 1,380,424
Premises and equipment, net 28,370 29,039
Right of use asset 3,796 4,106
Bank owned life insurance 23,083 22,735
Goodwill 9,016 9,016
Deferred tax asset, net 8,252 10,831
Other assets 12,303 16,563
Total assets 2,297,077 2,197,841
Deposits    
Noninterest-bearing checking 311,925 290,346
Money management, savings, and interest checking 1,304,826 1,209,396
Time 286,144 315,905
Total deposits 1,902,895 1,815,647
Lease liability 3,968 4,263
Other liabilities 13,030 13,516
Total liabilities 2,130,734 2,053,125
Commitments and contingent liabilities
Shareholders' equity    
Common stock, $1 par value per share,15,000,000 shares authorized with 4,710,972 shares issued and 4,478,089 shares outstanding at September 30, 2025 and 4,710,972 shares issued and 4,427,362 shares outstanding at December 31, 2024 4,711 4,711
Capital stock no par value, 5,000,000 shares authorized with no shares issued and outstanding
Additional paid-in capital 43,750 43,791
Retained earnings 150,279 139,463
Accumulated other comprehensive loss (25,806) (35,508)
Treasury stock, 232,883 shares at September 30, 2025 and 283,610 shares at December 31, 2024, at cost (6,591) (7,741)
Total shareholders' equity 166,343 144,716
Total liabilities and shareholders' equity 2,297,077 2,197,841
Federal Home Loan Bank (FHLB) Advances [Member]    
Deposits    
Debt 200,000 200,000
Subordinated Notes [Member]    
Deposits    
Debt $ 10,841 $ 19,699