Loans (Tables)

3 Months Ended

Mar. 31, 2025

Loans [Abstract]

Schedule Of Loans Outstanding

	March 31,		December 31,
(Dollars in thousands)	2025		2024
Residential Real Estate 1-4 Family
Consumer first liens	$	187,649	$	181,780
Commercial first lien		57,795		58,821
Total first liens		245,444		240,601
Consumer junior liens and lines of credit		77,981		76,035
Commercial junior liens and lines of credit		5,908		6,199
Total junior liens and lines of credit		83,889		82,234
Total residential real estate 1-4 family		329,333		322,835
Residential real estate - construction
Consumer		26,629		20,742
Commercial		22,339		11,685
Total residential real estate construction		48,968		32,427
Commercial real estate		831,787		803,365
Commercial		238,010		230,597
Total commercial		1,069,797		1,033,962
Consumer		8,093		8,853
		1,456,191		1,398,077
Less: Allowance for credit losses		(18,444)		(17,653)
Net Loans	$	1,437,747	$	1,380,424
Included in the loan balances are the following:
Net unamortized deferred loan costs	$	1,576	$	1,766
Loans pledged as collateral for borrowings and commitments from:
FHLB	$	783,516	$	775,410
Federal Reserve Bank		99,548		96,592
	$	883,064	$	872,002