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Consolidated Statements Of Cash Flows - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Cash flows from operating activities    
Net income $ 2,321 $ 9,439
Adjustments to reconcile net income to net cash (used in) provided by operating activities:    
Depreciation and amortization 989 973
Net amortization of loans and investment securities 1,307 1,269
Amortization and net change in mortgage servicing rights valuation   41
Provision for loan losses 9,579 420
Change in fair value of equity securities (18)  
Debt securities gains, net (56) (3)
Pay-out of legal settlement (10,000)  
Provision for credit losses on off-balance sheet exposures 2,361  
Loans originated for sale (16,137) (6,773)
Proceeds from sale of loans 15,507 6,861
Write-down of other real estate owned 6 60
Acquisition of other real estate owned 105  
Write-down on premises and equipment available for sale   45
Loss on sale of premises 17 23
Increase in cash surrender value of life insurance (386) (391)
Stock option compensation 185 161
Contribution to pension plan (1,000)  
Increase in other assets (4,441) (1,242)
Increase in other liabilities 1,638 2,753
Net cash provided by operating activities 1,977 13,636
Cash flows from investing activities    
Proceeds from sales and calls of investment securities available for sale 4,115 875
Proceeds from maturities and pay-downs of securities available for sale 14,289 16,875
Purchase of investment securities available for sale (20,276) (6,533)
Net decrease in restricted stock 4 1,311
Net increase in loans (36,188) (17,643)
Capital expenditures (599) (871)
Proceeds from sale of other assets 117 154
Net proceeds from the sale of other real estate 32 2,255
Net cash used in investing activities (38,506) (3,577)
Cash flows from financing activities    
Net increase in demand deposits, interest-bearing checking, and savings accounts 32,411 50,325
Net (decrease) increase in time deposits (7,735) 703
Net decrease in short-term borrowings   (24,270)
Dividends paid (3,410) (2,988)
Treasury shares issued under employee stock purchase plan 88 149
Treasury shares issued under dividend reinvestment plan 1,085 718
Common stock issued under stock option plans 264  
Net cash provided by financing activities 22,703 24,637
(Decrease) increase in cash and cash equivalents (13,826) 34,696
Cash and cash equivalents as of January 1 58,603 36,665
Cash and cash equivalents as of September 30 44,777 71,361
Supplemental Disclosures of Cash Flow Information    
Cash paid during the year for: Interest on deposits and other borrowed funds 2,818 1,786
Cash paid during the year for: Income taxes $ 250 $ 3,405