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Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
Interest income        
Loans, including fees $ 10,565 $ 9,130 $ 30,268 $ 26,808
Interest and dividends on investments:        
Taxable interest 507 509 1,548 1,558
Tax exempt interest 293 275 862 861
Dividend income 4 2 15 23
Deposits and obligations of other banks 108 147 326 297
Total interest income 11,477 10,063 33,019 29,547
Interest expense        
Deposits 1,101 629 2,847 1,785
Short-term borrowings 21   24 15
Total interest expense 1,122 629 2,871 1,800
Net interest income 10,355 9,434 30,148 27,747
Provision for loan losses 250 250 9,579 420
Net interest income after provision for loan losses 10,105 9,184 20,569 27,327
Noninterest income        
Investment and trust services fees 1,424 1,353 4,285 3,991
Loan service charges 191 201 640 657
Deposit service charges and fees 578 611 1,726 1,789
Other service charges and fees 357 340 1,043 996
Debit card income 422 325 1,224 1,062
Increase in cash surrender value of life insurance 129 130 386 391
Net loss on sale of other real estate owned   (23)   (23)
Debt securities gains, net 5 1 56 3
Change in fair value of equity securities (20)   18  
Other 34 33 111 186
Total noninterest income 3,120 2,971 9,489 9,052
Noninterest Expense        
Salaries and employee benefits 4,947 4,694 15,029 14,190
Occupancy, furniture and equipment, net 780 809 2,383 2,386
Advertising 345 332 1,113 873
Legal and professional 436 502 1,207 1,173
Data processing 591 567 1,791 1,643
Pennsylvania bank shares tax 239 243 712 728
FDIC Insurance 159 82 452 281
ATM/debit card processing 258 190 734 630
Foreclosed real estate (8) 24 46 95
Telecommunications 95 106 327 308
Provision for credit losses on off-balance sheet exposures     2,361  
Other 729 756 2,253 2,116
Total noninterest expense 8,571 8,305 28,408 24,423
Income before federal income taxes 4,654 3,850 1,650 11,956
Federal income tax expense (benefit) 654 774 (671) 2,517
Net income $ 4,000 $ 3,076 $ 2,321 $ 9,439
Per share        
Basic earnings per share $ 0.91 $ 0.71 $ 0.53 $ 2.18
Diluted earnings per share 0.91 0.70 0.53 2.17
Cash dividends declared $ 0.27 $ 0.24 $ 0.78 $ 0.69