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Loans (Tables)
9 Months Ended
Sep. 30, 2018
Loans [Abstract]  
Schedule Of Loans Outstanding



 

 

 

 

 

 



 

 

 

 

 

 



 

September 30,

 

December 31,

(Dollars in thousands)

 

2018

 

2017

Residential Real Estate 1-4 Family

 

 

 

 

 

 

Consumer first liens

 

$

90,029 

 

$

97,159 

Commercial first lien

 

 

60,142 

 

 

61,275 

Total first liens

 

 

150,171 

 

 

158,434 



 

 

 

 

 

 

Consumer junior liens and lines of credit

 

 

43,044 

 

 

45,043 

Commercial junior liens and lines of credit

 

 

5,040 

 

 

5,328 

Total junior liens and lines of credit

 

 

48,084 

 

 

50,371 

Total residential real estate 1-4 family

 

 

198,255 

 

 

208,805 



 

 

 

 

 

 

Residential real estate - construction

 

 

 

 

 

 

Consumer

 

 

2,779 

 

 

1,813 

Commercial

 

 

9,510 

 

 

8,088 

Total residential real estate construction

 

 

12,289 

 

 

9,901 



 

 

 

 

 

 

Commercial real estate

 

 

475,838 

 

 

428,428 

Commercial

 

 

279,835 

 

 

291,519 

         Total commercial

 

 

755,673 

 

 

719,947 



 

 

 

 

 

 

Consumer

 

 

4,766 

 

 

5,047 



 

 

970,983 

 

 

943,700 

Less: Allowance for loan losses

 

 

(12,526)

 

 

(11,792)

Net Loans

 

$

958,457 

 

$

931,908 



 

 

 

 

 

 

Included in the loan balances are the following:

 

 

 

 

 

 

Net unamortized deferred loan costs

 

$

73 

 

$

98 



 

 

 

 

 

 

Loans pledged as collateral for borrowings and commitments from:

 

 

 

 

 

 

FHLB

 

$

762,292 

 

$

737,313 

Federal Reserve Bank

 

 

34,685 

 

 

35,740 



 

$

796,977 

 

$

773,053