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Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2018
Dec. 31, 2017
Assets    
Cash and due from banks $ 14,626 $ 21,433
Interest-bearing deposits in other banks 14,844 37,170
Total cash and cash equivalents 29,470 58,603
Debt securities available for sale, at fair value 127,899 126,971
Equity securities 403 365
Restricted stock 624 456
Loans held for sale 456 442
Loans 967,296 943,700
Allowance for loan losses (12,482) (11,792)
Net Loans 954,814 931,908
Premises and equipment, net 13,452 13,741
Bank owned life insurance 23,237 22,980
Goodwill 9,016 9,016
Other real estate owned 2,665 2,598
Deferred tax asset, net 4,035 5,803
Other assets 11,470 6,930
Total assets 1,177,541 1,179,813
Deposits    
Non-interest bearing checking 203,553 196,853
Money management, savings and interest checking 784,802 774,857
Time 69,325 75,471
Total deposits 1,057,680 1,047,181
Other liabilities 8,689 17,488
Total liabilities 1,066,369 1,064,669
Shareholders' equity    
Common stock, $1 par value per share, 15,000,000 shares authorized with 4,699,767 shares issued and 4,383,423 shares outstanding at June 30, 2018 and 4,689,099 shares issued and 4,354,788 shares outstanding at December 31, 2017 4,700 4,689
Capital stock without par value, 5,000,000 shares authorized with no shares issued and outstanding
Additional paid-in capital 41,079 40,396
Retained earnings 78,514 82,218
Accumulated other comprehensive loss (7,282) (6,028)
Treasury stock, 316,344 shares at June 30, 2018 and 334,311 shares at December 31, 2017, at cost (5,839) (6,131)
Total shareholders' equity 111,172 115,144
Total liabilities and shareholders' equity $ 1,177,541 $ 1,179,813