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Loans (Tables)
3 Months Ended
Mar. 31, 2018
Loans [Abstract]  
Schedule Of Loans Outstanding



 

 

 

 

 

 



 

 

 

 

 

 



 

March 31,

 

December 31,

(Dollars in thousands)

 

2018

 

2017

Residential Real Estate 1-4 Family

 

 

 

 

 

 

Consumer first liens

 

$

93,897 

 

$

97,159 

Commercial first lien

 

 

61,790 

 

 

61,275 

Total first liens

 

 

155,687 

 

 

158,434 



 

 

 

 

 

 

Consumer junior liens and lines of credit

 

 

43,842 

 

 

45,043 

Commercial junior liens and lines of credit

 

 

5,014 

 

 

5,328 

Total junior liens and lines of credit

 

 

48,856 

 

 

50,371 

Total residential real estate 1-4 family

 

 

204,543 

 

 

208,805 



 

 

 

 

 

 

Residential real estate - construction

 

 

 

 

 

 

Consumer

 

 

2,756 

 

 

1,813 

Commercial

 

 

8,735 

 

 

8,088 

Total residential real estate construction

 

 

11,491 

 

 

9,901 



 

 

 

 

 

 

Commercial real estate

 

 

433,821 

 

 

428,428 

Commercial

 

 

287,680 

 

 

291,519 

         Total commercial

 

 

721,501 

 

 

719,947 



 

 

 

 

 

 

Consumer

 

 

5,118 

 

 

5,047 



 

 

942,653 

 

 

943,700 

Less: Allowance for loan losses

 

 

(11,989)

 

 

(11,792)

Net Loans

 

$

930,664 

 

$

931,908 



 

 

 

 

 

 

Included in the loan balances are the following:

 

 

 

 

 

 

Net unamortized deferred loan costs

 

$

40 

 

$

98 



 

 

 

 

 

 

Loans pledged as collateral for borrowings and commitments from:

 

 

 

 

 

 

FHLB

 

$

735,979 

 

$

737,313 

Federal Reserve Bank

 

 

35,137 

 

 

35,740 



 

$

771,116 

 

$

773,053