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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2017
Regulatory Matters [Abstract]  
Schedule Of The Total Risk-based, Tier 1 Risk-based And Tier 1 Leverage Requirements







 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

As of December 31, 2017



 

 

 

 

 

 

Regulatory Ratios



 

 

 

 

 

 

Adequately Capitalized

 

Well Capitalized



 

Actual

 

Minimum

 

Minimum

(Dollars in thousands)

 

 

Amount

 

Ratio

 

Amount

 

Ratio

 

Amount

 

Ratio

Common Equity Tier 1
Risk-based Capital Ratio (1)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

112,315 

 

14.06% 

 

$

35,953 

 

4.50% 

 

 

N/A

 

N/A

Bank

 

 

111,496 

 

13.93% 

 

 

36,010 

 

4.50% 

 

$

52,014 

 

6.50% 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Risk-based Capital Ratio (2)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

112,315 

 

14.06% 

 

$

47,938 

 

6.00% 

 

 

N/A

 

N/A

Bank

 

 

111,496 

 

13.93% 

 

 

48,013 

 

6.00% 

 

$

64,018 

 

8.00% 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Risk-based Capital Ratio (3)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

122,324 

 

15.31% 

 

$

63,917 

 

8.00% 

 

 

N/A

 

N/A

Bank

 

 

121,521 

 

15.19% 

 

 

64,018 

 

8.00% 

 

$

80,022 

 

10.00% 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Leverage Ratio (4)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

112,315 

 

9.73% 

 

$

46,175 

 

4.00% 

 

 

N/A

 

N/A

Bank

 

 

111,496 

 

9.64% 

 

 

46,242 

 

4.00% 

 

$

57,802 

 

5.00% 

 





 

 

 

 

 

 

 

 

 

 

 

 

 

 

 



 

As of December 31, 2016



 

 

 

 

 

 

Regulatory Ratios



 

 

 

 

 

 

Adequately Capitalized

 

Well Capitalized



 

Actual

 

Minimum

 

Minimum

(Dollars in thousands)

 

 

Amount

 

Ratio

 

Amount

 

Ratio

 

Amount

 

Ratio

Common Equity Tier 1
Risk-based Capital Ratio (1)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

111,691 

 

14.41% 

 

$

34,889 

 

4.50% 

 

 

N/A

 

N/A

Bank

 

 

110,932 

 

14.29% 

 

 

34,943 

 

4.50% 

 

$

50,473 

 

6.50% 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Risk-based Capital Ratio (2)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

111,691 

 

14.41% 

 

$

46,518 

 

6.00% 

 

 

N/A

 

N/A

Bank

 

 

110,932 

 

14.29% 

 

 

46,590 

 

6.00% 

 

$

62,121 

 

8.00% 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total Risk-based Capital Ratio (3)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

121,456 

 

15.67% 

 

$

62,024 

 

8.00% 

 

 

N/A

 

N/A

Bank

 

 

120,712 

 

15.55% 

 

 

62,121 

 

8.00% 

 

$

77,651 

 

10.00% 



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Leverage Ratio (4)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporation

 

$

111,691 

 

10.11% 

 

$

44,209 

 

4.00% 

 

 

N/A

 

N/A

Bank

 

 

110,932 

 

10.02% 

 

 

44,270 

 

4.00% 

 

$

55,337 

 

5.00% 



(1)

Common equity Tier 1 capital / total risk-weighted assets, (2) Tier 1 capital / total risk-weighted assets, (3) Total risk-based capital / total risk-weighted assets, (4) Tier 1 capital / average quarterly assets