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Loans (Tables)
9 Months Ended
Sep. 30, 2017
Loans [Abstract]  
Schedule Of Loans Outstanding



 

 

 

 

 

 



 

 

 

 

 

 



 

September 30,

 

December 31,

(Dollars in thousands)

 

2017

 

2016

Residential Real Estate 1-4 Family

 

 

 

 

 

 

Consumer first liens

 

$

98,905 

 

$

103,125 

Commercial first lien

 

 

62,075 

 

 

65,445 

Total first liens

 

 

160,980 

 

 

168,570 



 

 

 

 

 

 

Consumer junior liens and lines of credit

 

 

44,789 

 

 

44,817 

Commercial junior liens and lines of credit

 

 

5,352 

 

 

5,396 

Total junior liens and lines of credit

 

 

50,141 

 

 

50,213 

Total residential real estate 1-4 family

 

 

211,121 

 

 

218,783 



 

 

 

 

 

 

Residential real estate - construction

 

 

 

 

 

 

Consumer

 

 

1,610 

 

 

1,350 

Commercial

 

 

7,966 

 

 

7,625 

Total residential real estate construction

 

 

9,576 

 

 

8,975 



 

 

 

 

 

 

Commercial real estate

 

 

403,746 

 

 

390,584 

Commercial

 

 

282,527 

 

 

270,826 

         Total commercial

 

 

686,273 

 

 

661,410 



 

 

 

 

 

 

Consumer

 

 

4,533 

 

 

4,705 



 

 

911,503 

 

 

893,873 

Less: Allowance for loan losses

 

 

(11,543)

 

 

(11,075)

Net Loans

 

$

899,960 

 

$

882,798 



 

 

 

 

 

 

Included in the loan balances are the following:

 

 

 

 

 

 

Net unamortized deferred loan costs

 

$

223 

 

$

242 



 

 

 

 

 

 

Loans pledged as collateral for borrowings and commitments from:

 

 

 

 

 

 

FHLB

 

$

708,950 

 

$

711,682 

Federal Reserve Bank

 

 

36,288 

 

 

41,152 



 

$

745,238 

 

$

752,834