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Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Jun. 30, 2017
Jun. 30, 2016
Interest income        
Loans, including fees $ 9,039 $ 7,964 $ 17,678 $ 16,053
Interest and dividends on investments:        
Taxable interest 518 584 1,049 1,160
Tax exempt interest 286 357 587 723
Dividend income 7 4 20 10
Deposits and obligations of other banks 88 79 149 141
Total interest income 9,938 8,988 19,483 18,087
Interest expense        
Deposits 590 548 1,156 1,091
Short-term borrowings     15 2
Total interest expense 590 548 1,171 1,093
Net interest income 9,348 8,440 18,312 16,994
Provision for loan losses 50 1,875 170 2,175
Net interest income after provision for loan losses 9,298 6,565 18,142 14,819
Noninterest income        
Investment and trust services fees 1,342 1,218 2,637 2,472
Loan service charges 309 189 455 415
Deposit service charges and fees 585 602 1,178 1,180
Other service charges and fees 332 313 656 616
Debit card income 362 375 738 722
Increase in cash surrender value of life insurance 131 132 262 267
Net loss on sale of other real estate owned   (2)   (10)
OTTI losses on debt securities       (20)
Securities gains, net   2 2 3
Other 94 27 153 164
Total noninterest income 3,155 2,856 6,081 5,809
Noninterest expense        
Salaries and employee benefits 4,871 4,346 9,497 8,716
Occupancy, net 535 553 1,119 1,152
Furniture and equipment 226 218 457 434
Advertising 294 262 541 543
Legal and professional 381 394 671 691
Data processing 535 504 1,076 1,001
Pennsylvania bank shares tax 243 260 486 496
FDIC insurance 93 169 199 326
ATM/debit card processing 222 200 440 428
Foreclosed real estate 13 13 71 76
Telecommunications 102 90 202 209
Other 646 721 1,359 1,453
Total noninterest expense 8,161 7,730 16,118 15,525
Income before federal income tax expense 4,292 1,691 8,105 5,103
Federal income tax expense 950 130 1,743 815
Net income $ 3,342 $ 1,561 $ 6,362 $ 4,288
Per share        
Basic earnings per share $ 0.77 $ 0.36 $ 1.47 $ 1.00
Diluted earnings per share 0.77 0.36 1.46 1.00
Cash dividends declared $ 0.24 $ 0.21 $ 0.45 $ 0.40