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Loans (Tables)
3 Months Ended
Mar. 31, 2017
Loans [Abstract]  
Schedule Of Loans Outstanding



 

 

 

 

 



 

 

 

 

 

(Dollars in thousands)

March 31, 2017

 

December 31, 2016

Residential Real Estate 1-4 Family

 

 

 

 

 

Consumer first liens

$

101,534 

 

$

103,125 

Commercial first lien

 

65,030 

 

 

65,445 

Total first liens

 

166,564 

 

 

168,570 



 

 

 

 

 

Consumer junior liens and lines of credit

 

44,023 

 

 

44,817 

Commercial junior liens and lines of credit

 

5,370 

 

 

5,396 

Total junior liens and lines of credit

 

49,393 

 

 

50,213 

Total residential real estate 1-4 family

 

215,957 

 

 

218,783 



 

 

 

 

 

Residential real estate - construction

 

 

 

 

 

Consumer

 

1,034 

 

 

1,350 

Commercial

 

9,904 

 

 

7,625 

Total residential real estate construction

 

10,938 

 

 

8,975 



 

 

 

 

 

Commercial real estate

 

397,321 

 

 

390,584 

Commercial

 

274,722 

 

 

270,826 

         Total commercial

 

672,043 

 

 

661,410 



 

 

 

 

 

Consumer

 

4,591 

 

 

4,705 



 

903,529 

 

 

893,873 

Less: Allowance for loan losses

 

(11,278)

 

 

(11,075)

Net Loans

$

892,251 

 

$

882,798 



 

 

 

 

 

Included in the loan balances are the following:

 

 

 

 

 

Net unamortized deferred loan costs

$

363 

 

$

242 



 

 

 

 

 

Loans pledged as collateral for borrowings and commitments from:

 

 

 

 

 

FHLB

$

717,790 

 

$

711,682 

Federal Reserve Bank

 

37,618 

 

 

41,152 



$

755,408 

 

$

752,834