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Loans (Tables)
12 Months Ended
Dec. 31, 2016
Loans [Abstract]  
Schedule Of Loans Outstanding



 

 

 

 

 



 

 

 

 

 

(Dollars in thousands)

December 31, 2016

 

December 31, 2015

Residential Real Estate 1-4 Family

 

 

 

 

 

Consumer first liens

$

103,125 

 

$

103,698 

Commercial first lien

 

65,445 

 

 

57,780 

Total first liens

 

168,570 

 

 

161,478 



 

 

 

 

 

Consumer junior liens and lines of credit

 

44,817 

 

 

44,996 

Commercial junior liens and lines of credit

 

5,396 

 

 

5,917 

Total junior liens and lines of credit

 

50,213 

 

 

50,913 

Total residential real estate 1-4 family

 

218,783 

 

 

212,391 



 

 

 

 

 

Residential real estate - construction

 

 

 

 

 

Consumer

 

1,350 

 

 

545 

Commercial

 

7,625 

 

 

7,343 

Total residential real estate construction

 

8,975 

 

 

7,888 



 

 

 

 

 

Commercial real estate

 

390,584 

 

 

340,695 

Commercial

 

270,826 

 

 

215,942 

        Total commercial

 

661,410 

 

 

556,637 



 

 

 

 

 

Consumer

 

4,705 

 

 

5,100 



 

893,873 

 

 

782,016 

Less: Allowance for loan losses

 

(11,075)

 

 

(10,086)

Net Loans

$

882,798 

 

$

771,930 



 

 

 

 

 

Included in the loan balances are the following:

 

 

 

 

 

Net unamortized deferred loan costs (fees)

$

242 

 

$

436 



 

 

 

 

 

Loans pledged as collateral for borrowings and commitments from:

 

 

 

 

 

FHLB

$

711,682 

 

$

643,449 

Federal Reserve Bank

 

41,152 

 

 

45,111 

Total

$

752,834 

 

$

688,560 



Schedule Of Loans To Related Parties



 

 

 

 

 



 

 

 

 

 

(Dollars in thousands)

2016

 

2015

Balance at beginning of year

$

$18,954 

 

$

$18,904 

New loans made

 

$6,400 

 

 

$4,327 

Repayments

 

($2,111)

 

 

($4,277)

Balance at end of year

$

$23,243 

 

$

$18,954