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Consolidated Statements Of Cash Flows - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Cash flows from operating activities    
Net income $ 6,363 $ 7,937
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 1,002 999
Net amortization of loans and investment securities 1,218 1,248
Amortization and net change in mortgage servicing rights valuation 41 20
Amortization of intangibles   181
Provision for loan losses 3,325 1,035
Gain on sales of securities (4) (8)
Impairment write-down on securities recognized in earnings 30 20
Gain on conversion of investment security   (728)
Loans originated for sale (6,598) (6,193)
Proceeds from sale of loans 6,692 6,206
Write-down of other real estate owned 46 250
Write-down on premise and equipment   60
Net loss (gain) on sale or disposal of other real estate/other repossessed assets 31 (32)
Increase in cash surrender value of life insurance (399) (416)
Gain from surrender of life insurance policy   (103)
Stock option compensation 88  
Decrease in other assets 154 1,877
Decrease in other liabilities (2,247) (2,497)
Net cash provided by operating activities 9,742 9,856
Cash flows from investing activities    
Proceeds from sales and calls of investment securities available for sale 1,925 1,381
Proceeds from maturities and pay-downs of securities available for sale 18,984 21,607
Purchase of investment securities available for sale (16,605) (21,689)
Net increase in restricted stock (336) (417)
Net increase in loans (79,275) (47,110)
Capital expenditures (515) (765)
Proceeds from surrender of life insurance policy 436  
Proceeds from sale of other real estate 625 129
Net cash used in investing activities (74,761) (46,864)
Cash flows from financing activities    
Net increase in demand deposits, interest-bearing checking, and savings accounts 68,454 45,360
Net decrease in time deposits (8,414) (9,094)
Net decrease in repurchase agreements   (9,079)
Net increase in short-term borrowings 8,530 3,500
Dividends paid (2,618) (2,330)
Common stock issued under stock option plans 71 92
Common stock issued under dividend reinvestment plan 1,124 869
Purchase of treasury stock (700)  
Net cash provided by financing activities 66,447 29,318
Increase (decrease) in cash and cash equivalents 1,428 (7,690)
Cash and cash equivalents as of January 1 39,166 48,593
Cash and cash equivalents as of September 30 40,594 40,903
Supplemental Disclosures of Cash Flow Information    
Cash paid during the year for: Interest on deposits and other borrowed funds 1,643 1,826
Cash paid during the year for: Income taxes 2,100 2,514
Noncash Activities    
Loans transferred to Other Real Estate $ 123 $ 3,488