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Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Jun. 30, 2016
Jun. 30, 2015
Interest income        
Loans, including fees: $ 7,964 $ 7,477 $ 16,053 $ 14,853
Interest and dividends on investments:        
Taxable interest 584 613 1,160 1,248
Tax exempt interest 357 408 723 817
Dividend income 4 8 10 60
Deposits and obligations of other banks 79 72 141 127
Total interest income 8,988 8,578 18,087 17,105
Interest expense        
Deposits 548 619 1,091 1,260
Short-term borrowings     2  
Total interest expense 548 619 1,093 1,260
Net interest income 8,440 7,959 16,994 15,845
Provision for loan losses 1,875 310 2,175 635
Net interest income after provision for loan losses 6,565 7,649 14,819 15,210
Noninterest income        
Investment and trust services fees 1,218 1,388 2,472 2,651
Loan service charges 189 314 415 496
Deposit service charges and fees 602 586 1,180 1,077
Other service charges and fees 313 311 616 607
Debit card income 375 356 722 675
Increase in cash surrender value of life insurance 132 140 267 279
Net (loss) gain on sale of other real estate owned (2)   (10) 32
OTTI losses on debt securities     (20) (20)
Gain on conversion of investment security       728
Securities gains, net 2 8 3 8
Other 27 13 164 237
Total noninterest income 2,856 3,116 5,809 6,770
Noninterest expense        
Salaries and employee benefits 4,346 4,203 8,716 8,286
Ocupancy, net 553 556 1,152 1,172
Furniture and equipment 218 239 434 470
Advertising 262 283 543 471
Legal and professional 394 203 691 499
Data processing 504 556 1,001 1,023
Pennsylvania bank shares tax 260 206 496 402
Intangible amortization   90   181
FDIC insurance 169 160 326 308
ATM/debit card processing 200 186 428 373
Foreclosed real estate 13 7 76 19
Telecommunications 90 118 209 235
Other 721 852 1,453 1,711
Total noninterest expense 7,730 7,659 15,525 15,150
Income before federal income tax expense 1,691 3,106 5,103 6,830
Federal income tax expense 130 632 815 1,472
Net income $ 1,561 $ 2,474 $ 4,288 $ 5,358
Per share        
Basic earnings per share $ 0.36 $ 0.58 $ 1.00 $ 1.27
Diluted earnings per share 0.36 0.58 1.00 1.26
Cash dividends declared $ 0.21 $ 0.19 $ 0.40 $ 0.36